NOTICE OF SALE UNDER POWER   GEORGIA, CHATHAM COUNTY By virtue of a Power of Sale contained in that certain Security Deed from SARAH J NEIMAN to BANK OF AMERICA, NA, dated April 7, 2023, recorded May 2, 2023, in Deed Book 3083, Page 487-500, Chatham County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thousand and 00/100 dollars ($100,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., there will be sold at public outcry to the highest bidder for cash at the Chatham County Courthouse, within the legal hours of sale on the first Tuesday in October, 2025, all property described in said Security Deed including but not limited to the following described property:   ALL THAT CERTAIN LOT, TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING ON SKIDAWAY ISLAND, IN PHASE II OF THE SUBDIVISION KNOWN AS THE LANDINGS ON SKIDAWAY ISLAND, SHOWN AND DESIGNATED AS LOT 2271 ON PLAT NUMBER 19 OF PHASE II; SAID SECTION RECORDED IN SUBDIVISION MAP BOOK 4-S, FOLIO 11-12 OF THE LAND RECORDS OF CHATHAM COUNTY, GEORGIA, MAINTAINED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF CHATHAM COUNTY, GEORGIA. TO WHICH REFERENCE IS HEREBY MADE FOR A MORE PARTICULAR DESCRIPTION. Said legal description being controlling, however the property is more commonly known as 4 HEDGEWOOD LN, SAVANNAH, GA 31411. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is SARAH J NEIMAN, ESTATE AND/OR HEIRS-AT-LAW OF SARAH NEIMAN , or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, Loss Mitigation Dept., 7105 Corporate Drive, Plano, TX 75024, Telephone Number: 800-846-2222. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument.   BANK OF AMERICA, N.A. as Attorney in Fact for SARAH J NEIMAN   THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.   Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. BAC-25-03558-1 Ad Run Dates 09/11/2025, 09/18/2025, 09/25/2025, 10/02/2025   rlselaw.com/property-listing