IN THE CIRCUIT COURT OF THE FOURTEENTH JUDICIAL CIRCUIT IN AND FOR BAY COUNTY, FLORIDA CASE NO. 25000109CA WYNDHAM VACATION RESORTS, INC., F/K/A FAIRFIELD RESORTS, INC., F/K/A FAIRFIELD COMMUNITIES, INC., A DELAWARE CORPORATION, Plaintiff, vs. JANET L SMART, et al., Defendants. NOTICE OF SALE NOTICE IS HEREBY GIVEN that pursuant to the Final Judgment of Foreclosure entered on August 28, 2025 in the cause pending in the Circuit Court, in and for Bay County, Florida, Civil Case No.: 25000109CA, the Office of Bill Kinsaul, Bay County Clerk of Court will sell the property situated in said County described as: COUNT I: JANET L SMART, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, JANET L SMART A 1,282,000/529,497,500 undivided interest in real property commonly known as Units 1147, 1247, 1347, 1447, 1547, 1647, 1747, 1847, 1947, 2047, 2147, 2247, 2347, 2437, 2440, 2442, 2444, 2445, 2447, 2537, 2540, 2542, 2544, 2545, 2547 of EMERALD BEACH RESORT CONDOMINIUM III, a 1,282,000/529,497,500 Ownership Interest allocated 1,282,000 Points as defined in the Declaration for use in EACH year(s). COUNT II: HAROLD T BRINSON, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, HAROLD T BRINSON and NELDA G BRINSON, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, NELDA G BRINSON A 672,000/633,452,000 undivided interest in real property commonly known as Units 137-147, 237-247, 337-347, 437-447, 537-547 of EMERALD BEACH RESORT CONDOMINIUM III, a 672,000/633,452,000 Ownership Interest allocated 672,000 Points as defined in the Declaration for use in EACH year(s). COUNT III: WILLIAM L SLOSS, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, WILLIAM L SLOSS A 567,000/633,452,000 undivided interest in real property commonly known as Units 137-147, 237-247, 337-347, 437-447, 537-547 of EMERALD BEACH RESORT CONDOMINIUM III, a 567,000/633,452,000 Ownership Interest allocated 567,000 Points as defined in the Declaration for use in EACH year(s). COUNT IV: MARY C TOORAEN, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, MARY C TOORAEN A 500,000//2,182,407,500 undivided interest in real property commonly known as Units 637, 640, 641, 645, 737-741, 744-747, 837-842, 844-847, 937-947, 1037-1047, 1137-1146, 1237-1246, 1337-1346, 1437-1446, 1537-1546, 1637-1646, 1737-1746, 1837-1846, 1937-1946, 2037-2046, 2137-2146, 2237-2246, 2337-2346, 2438, 2538 of EMERALD BEACH RESORT CONDOMINIUM III, a 500,000//2,182,407,500 Ownership Interest allocated 500,000 Points as defined in the Declaration for use in EACH year(s). COUNT V: VERA O BLAKE, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, VERA O BLAKE A 84,000/633,452,000 undivided interest in real property commonly known as Units 137-147, 237-247, 337-347, 437-447, 537-547 of EMERALD BEACH RESORT CONDOMINIUM III, a 84,000/633,452,000 Ownership Interest allocated 168,000 Points as defined in the Declaration for use in ODD year(s). COUNT VI: CAROL NAYLOR LAWRENCE, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, CAROL NAYLOR LAWRENCE and ROBERT J LAWRENCE, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, ROBERT J LAWRENCE A 1,000,000/529,497,500 undivided interest in real property commonly known as Units 1147, 1247, 1347, 1447, 1547, 1647, 1747, 1847, 1947, 2047, 2147, 2247, 2347, 2437, 2440, 2442, 2444, 2445, 2447, 2537, 2540, 2542, 2544, 2545, 2547 of EMERALD BEACH RESORT CONDOMINIUM III, a 1,000,000/529,497,500 Ownership Interest allocated 1,000,000 Points as defined in the Declaration for use in EACH year(s). COUNT VII: MARY L SMITH, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, MARY L SMITH A 255,000/2,182,407,500 undivided interest in real property commonly known as Units 637, 640, 641, 645, 737-741, 744-747, 837-842, 844-847, 937-947, 1037-1047, 1137-1146, 1237-1246, 1337-1346, 1437-1446, 1537-1546, 1637-1646, 1737-1746, 1837-1846, 1937-1946, 2037-2046, 2137-2146, 2237-2246, 2337-2346, 2438, 2538 of EMERALD BEACH RESORT CONDOMINIUM III, a 255,000/2,182,407,500 Ownership Interest allocated 255,000 Points as defined in the Declaration for use in EACH year(s). COUNT VIII: MILES H POPE, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, MILES H POPE and MARILYN H POPE, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, MARILYN H POPE A 364,000/2,182,407,500 undivided interest in real property commonly known as Units 637, 640, 641, 645, 737-741, 744-747, 837-842, 844-847, 937-947, 1037-1047, 1137-1146, 1237-1246, 1337-1346, 1437-1446, 1537-1546, 1637-1646, 1737-1746, 1837-1846, 1937-1946, 2037-2046, 2137-2146, 2237-2246, 2337-2346, 2438, 2538 of EMERALD BEACH RESORT CONDOMINIUM III, a 364,000/2,182,407,500 Ownership Interest allocated 364,000 Points as defined in the Declaration for use in EACH year(s). COUNT IX: PATRICIA STEELHAMMER, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, PATRICIA STEELHAMMER A 105,000/2,182,407,500 undivided interest in real property commonly known as Units 637, 640, 641, 645, 737-741, 744-747, 837-842, 844-847, 937-947, 1037-1047, 1137-1146, 1237-1246, 1337-1346, 1437-1446, 1537-1546, 1637-1646, 1737-1746, 1837-1846, 1937-1946, 2037-2046, 2137-2146, 2237-2246, 2337-2346, 2438, 2538 of EMERALD BEACH RESORT CONDOMINIUM III, a 105,000/2,182,407,500 Ownership Interest allocated 105,000 Points as defined in the Declaration for use in EACH year(s). COUNT X: WENDY A GULLICKSON, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, WENDY A GULLICKSON and EVAN D GULLICKSON, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, EVAN D GULLICKSON A 372,000/633,452,000 undivided interest in real property commonly known as Units 137-147, 237-247, 337-347, 437-447, 537-547 of EMERALD BEACH RESORT CONDOMINIUM III, a 372,000/633,452,000 Ownership Interest allocated 372,000 Points as defined in the Declaration for use in EACH year(s). COUNT XI: DIANA M KRUGER, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, DIANA M KRUGER and THOMAS M KRUGER, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, THOMAS M KRUGER A 623,000/633,452,000 undivided interest in real property commonly known as Units 137-147, 237-247, 337-347, 437-447, 537-547 of EMERALD BEACH RESORT CONDOMINIUM III, a 623,000/633,452,000 Ownership Interest allocated 623,000 Points as defined in the Declaration for use in EACH year(s). COUNT XII: ALBERT P BUTLER, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, ALBERT P BUTLER and BARBARA C BUTLER, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, BARBARA C BUTLER A 450,000/633,452,000 undivided interest in real property commonly known as Units 137-147, 237-247, 337-347, 437-447, 537-547 of EMERALD BEACH RESORT CONDOMINIUM III, a 450,000/633,452,000 Ownership Interest allocated 450,000 Points as defined in the Declaration for use in EACH year(s). COUNT XIII: EUGENE A LECLAIRE, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, EUGENE A LECLAIRE and DONNA M LECLAIRE, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, DONNA M LECLAIRE A 84,000/633,452,000 undivided interest in real property commonly known as Units 137-147, 237-247, 337-347, 437-447, 537-547 of EMERALD BEACH RESORT CONDOMINIUM III, a 84,000/633,452,000 Ownership Interest allocated 168,000 Points as defined in the Declaration for use in Even year(s). COUNT XIV: LINDA C THOMAS and JOHN A THOMAS A 1,126,000/633,452,000 undivided interest in real property commonly known as Units 137-147, 237-247, 337-347, 437-447, 537-547 of EMERALD BEACH RESORT CONDOMINIUM III, a 1,126,000/633,452,000 Ownership Interest allocated 1,126,000 Points as defined in the Declaration for use in EACH year(s). All according and subject to the Declaration of Condominium for Emerald Beach Resort Condominium III, as recorded in Official Records Book 2944, Page 2252, public records of Bay County, Florida, together with any amendments and supplements thereto and the DECLARATION OF VACATION PLAN FOR PANAMA CITY BEACH VACATION OWNERSHIP PLAN (“Timeshare Declaration”), as recorded in Official Records Book 3056, Page 1438 et. seq., public records of Bay County, Florida, together with any and all amendments and supplements thereto hereinafter the “VOI”, the said Condominium Declaration and Timeshare Declaration being hereinafter collectively referred to as the "Declaration". Obligors shall have the right to cure the default and any junior lienholder shall have the right to redeem its interest up to the date the trustee issues the Certificate of Sale by paying the amounts due as outlined in the preceding paragraphs. at Public sale to the highest and best bidder for cash starting at the hour of 11:00 o'clock a.m. (CT) on October 15, 2025. These foreclosure sales will be held online at the following website: www.bay.realforeclose.com. Please refer to this website for complete details. IF YOU ARE A SUBORDINATE LIENHOLDER CLAIMING A RIGHT TO FUNDS REMAINING AFTER THE SALE, IF ANY, YOU MUST FILE A CLAIM WITH THE CLERK NO LATER THAN THE DATE THAT THE CLERK REPORTS THE FUNDS AS UNCLAIMED. IF YOU FAIL TO FILE A TIMELY CLAIM, YOU WILL NOT BE ENTITLED TO ANY REMAINING FUNDS. /s/ Tara C. Early Tara C. Early, Esq. Florida Bar #0173355 Early Law, PA 5950 Hazeltine National Drive, Suite 650 Orlando, Florida 32822 Ph. (407)425-3121 Fx (407) 425-4105 E-mail: tsf@gse-law.com Attorney for Plaintiff ** Pursuant to Rule 2.516, you are hereby notified the designated email address for the attorney is: tsf@gse-law.com. CERTIFICATE OF SERVICE I HEREBY CERTIFY that a true and correct copy of the foregoing has been delivered electronically or by U. S. Mail delivery this 9th day of September, 2025, to: TARA C. EARLY, Esq., 5950 Hazeltine National Drive, Suite 650, Orlando, Florida 32822 , tsf@gse-law.com; JANET L SMART, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Janet L Smart, 4699 WOODRIDGE DR, YOUNGSTOWN, OH 44515-5111 HAROLD T BRINSON, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Harold T Brinson, 103 BAFANRIDGE ST, HOT SPRINGS NATIONAL PARK, AR 71901-8159 NELDA G BRINSON, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Nelda G Brinson, 103 BAFANRIDGE ST, HOT SPRINGS NATIONAL PARK, AR 71901-8159 WILLIAM L SLOSS, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, William L Sloss, 3421 FISHERVILLE WOODS CT, FISHERVILLE, KY 40023 MARY C TOORAEN, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Mary C Tooraen, 12328 N OAK HILLS PKWY, BATON ROUGE, LA 70810 VERA O BLAKE, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Vera O Blake, 1617 N PAYSON ST, BALTIMORE, MD 21217 CAROL NAYLOR LAWRENCE, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Carol Naylor Lawrence, 1258 W MORNING CREST DR, SALT LAKE CITY, UT 84123 ROBERT J LAWRENCE, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Robert J Lawrence, 1258 W MORNING CREST DR, SALT LAKE CITY, UT 84123 MARY L SMITH, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Mary L Smith, 137 GLENDA DR, BONAIRE, GA 31005 MILES H POPE, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Miles H Pope, 2617 CLUBSIDE CT, LEXINGTON, KY 40513 MARILYN H POPE, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Marilyn H Pope, 2617 CLUBSIDE CT, LEXINGTON, KY 40513 PATRICIA STEELHAMMER, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Patricia Steelhammer, 555 AN COUNTY ROAD 376, PALESTINE, TX 75801 WENDY A GULLICKSON, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Wendy A Gullickson, N63W23311 MAIN ST # APT 110, SUSSEX, WI 53089 EVAN D GULLICKSON, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Evan D Gullickson, N63W23311 MAIN ST # APT 110, SUSSEX, WI 53089 DIANA M KRUGER, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Diana M Kruger, 36 CHERRY DR, BROCKPORT, NY 14420 THOMAS M KRUGER, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Thomas M Kruger, 36 CHERRY DR, BROCKPORT, NY 14420 ALBERT P BUTLER, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Albert P Butler, 50 RAVENWOOD DR, PICAYUNE, MS 39466 BARBARA C BUTLER, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Barbara C Butler, 50 RAVENWOOD DR, PICAYUNE, MS 39466 EUGENE A LECLAIRE, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Eugene A Leclaire, 104 OVERBROOK RD, GREENWOOD, SC 29649 DONNA M LECLAIRE, deceased, and the unknown spouses, heirs, devisees, grantees, assignees, lienors, creditors, trustees or other claimants, by, through, under or against, Donna M Leclaire, 104 OVERBROOK RD, GREENWOOD, SC 29649 LINDA C THOMAS, 555 N BROAD ST APT 220B, DOYLESTOWN, PA 18901 JOHN A THOMAS, 555 N BROAD ST APT 220B, DOYLESTOWN, PA 18901 /s/ Tara C. Early Tara C. Early, Esq. Florida Bar #0173355 Early Law, PA 5950 Hazeltine National Drive, Suite 650 Orlando, Florida 32822 Ph. (407)425-3121 Fx (407) 425-4105 E-mail: tsf@gse-law.com Attorney for Plaintiff EBCOL09 ** Pursuant to Rule 2.516, you are hereby notified the designated email address for the attorney is: tsf@gse-law.com. REQUESTS FOR ACCOMMODATIONS BY PERSONS WITH DISABILITIES If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator by mail at PO Box 1089, Panama City, FL 32402 or by phone at (850) 747-5338 at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days. If you are hearing impaired, please call 711. #11657012; 9/14, 09/21/2025