PUBLIC AUCTION NOTICE OF FORECLOSURE SALE OF COOPERATIVE APARTMENT     BY VIRTUE OF DEFAULT of a security agreement originally executed on June 19, 2020 by Julio A. Toro and in accordance with its rights as holder of the security, Loan Depot.com, LLC, by Matthew D. Mannion Licensed Auctioneer DCA # 1434494 or John O’Keefe License Auctioneer DCA ##2103965 of Mannion Auctions, LLC, Auctioneer, will conduct a public sale of the security consisting of 880 shares of 671 Bronx River Road Owners, Inc., and all right title and interest in and to a proprietary lease to Unit 1C in a building known as and by the street address, 671 Bronx River Road, Yonkers, NY 10704, together with fixtures and articles of personal property now or hereafter affixed to or used in connection with Unit 1C on October 6, 2025 at 11:15 AM in the Foreclosure Alcove located after security in the Westchester County Courthouse lobby located at 111 Dr. Martin Luther King Jr., Blvd, White Plains, NY 10601, in satisfaction of an indebtedness from April 1, 2023 in the principal amount of $144,950.42, plus interest, subject to open common charges. APARTMENT IS SOLD “AS IS.” The secured party reserves the right to bid and to adjourn, delay or terminate the sale without notice or to withdraw any of the aforesaid collateral from the auction.   The purchase price for the above-described Shares and Property Lease for each Apartment shall be payable by certified or bank check as follows: a ten percent (10%) deposit is required with a successful bid, and the balance of the purchase price shall be payable within thirty (30) days. All certified/bank checks must be made payable to ‘DAVIDSON FINK LLP, as attorneys. The sale shall be subject to the further conditions set forth in the Auction Rules and Terms of Auction Sale which are available upon request from Davidson Fink LLP, and to such revision thereto as may be announced at the start of the auction.   During the COVID-19 health emergency, bidders are required to comply with all governmental health requirements in effect at the time of sale including but not limited to, wearing face coverings and maintaining social distancing (at least 6-feet apart) during the auction, while tendering deposit and at any subsequent closing. Bidders are also required to comply with the Foreclosure Auction Rules and COVID-19 Health Emergency Rules issued by the Supreme Court of this County in addition to the conditions set forth in the Terms of Sale.   Please direct all inquiries with respect to the auction sale or the collateral to Davidson Fink LLP, Foreclosure Department, 400 Meridian Centre Blvd., Suite 200, Rochester, New York 14618, (585) 546-6448.   Dated:  August 22, 2025               Rochester, New York  11605465