Thomas Adamo, Sheriff OFFICE OF THE PASSAIC COUNTY SHERIFF SHERIFF'S SALE NOTICE SUPERIOR COURT OF NEW JERSEY - CHANCERY DIVISION - PASSAIC COUNTY SHERIFF'S # F-25001392 DOCKET# F-011499-19 CTL# 163026   Wherein TOWD POINT MORTGAGE TRUST 2015-4, ET ALS., is the plaintiff and JOHN CARDENAS, ET ALS., are defendants   Execution for Sale of Premises. FRENKEL LAMBERT WEISMAN & GORDON, LLP Attorney(s) Attorney File #   By virtue of the above stated Writ to me directed and delivered, I shall expose for sale by public venue and sell to the highest bidder on Tuesday, 10/14/2025, at Two O'Clock in the afternoon, prevailing time, at the Passaic County Court House, Hamilton Street, Paterson, that is to say: The property to be sold is located in City of PATERSON, County of Passaic and State of New Jersey. Commonly known as: 55 Totowa Avenue, Paterson, NJ 07502; Lot 20 f/k/a 19 and 19A; Block: 1503 f/k/a B0265 DIMENSIONS: Approximately: 7,099 SF IRREG. NEAREST CROSS STREET: Emerson Avenue UPSET PRICE: Approximately: $316,762.()4 and any additional sums as ordered by the court. OCCUPANCY STATUS: Occupied by Unknown (Tract I) Beginning at the intersection of the southwesterly line of Emerson avenue and the northwesterly line of Totowa avenue, and running thence; (Tract Il) Beginning at a point that is 879 feet southeasterly along the southwesterly line of Emerson avenue from its intersection with the southwesterly line of union avenue, and running thence; (Tract Ill) Beginning at the corner formed by intersection of the northwesterly line of Totowa avenue with the southwesterly line of Emerson avenue, 60.00 feet in width, and running from thence; (This concise description does not constitute a legal description. A copy of the full legal description can be found at the Office of the Sheriff.) Pursuant to a tax search of 6/25/25; 2024 Taxes: $ 10,745.36 BILLED; $2,792.84 OPEN PLUS PENALTY; $7,952.52 PAID, 2025 Qtr I Due: 02/01/2025 $2,686.34 OPEN PLUS PENALTY, 2025 Qtr 2 Due: 05/01/2025 $2,686.34 OPEN PLUS PENALTY, 2025 Qtr 3 Due: 08/01/2025 TO BE DETERMINED. Added Assessments: PENDING ADDED/OMITIED ASSESSMENT FROM DATE OF CERTIFICATE OF OCCUPANCY OR ASSESSOR'S INSPECTION OF PROPERTY. Vacant lot charge: Property Registration Fee Exist. Please -contact the Division of Community Improvement at 973-321-1232 for more information. Sewer Acct: 10022882 0  07/01/2025 - 09/30/2025 $89.75 OPEN AND DUE 08/01/2025 Subject to final reading.; Sewer charges are based on prior Water consumption. Water Acct: 0135991-103234 To: 06/26/2025 $ 134.69 OPEN Subject to final reading. General Remark: SUBJECT TO TAX SALE. SUBJECT TO ADDITIONAL FEES. For redemption statement: Mail request to 155 Market St., Paterson, NJ 07505; Attn: Revenue Collection. Surplus Money: If after the sale and satisfaction of the mortgage debt, including costs and expenses, there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person's claim and asking for an order directing payment of the surplus money. The Sheriff or other person conducting the sale will have information regarding the surplus, if any. This concise description does not constitute a legal description of the real estate. A full legal description can be found at the Sheriff's Office. Approximate Judgment amount due Plaintiff on this execution: $259,135.35. The property shall be sold subject to all liens and encumbrances of record and the Sheriff makes no representation expressed or implied as to the existence, amount or validity of any liens and encumbrances on the property which is the subject matter of this Sale. All bidders must leave the appropriate percent deposit of the amount required under law at the time of Sale, in Certified Check, Official Bank Check or Money Order. Balance to be paid within 30 days of Sale or 90 business days of Sale for bidders utilizing the Community Wealth Preservation Program. The Sheriff hereby reserves the right to adjourn this Sale without further notice by publication. Herald News/The Record  Fee: $271.44 (174) Ad#11568545; 9/19, 9/26, 10/3, 10/10/2025