SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF ORANGE Bank of America, N.A., Plaintiff -against- Douglas Kivi a/k/a Douglas C. Kivi a/k/a Douglas Clifford Kivi's unknown heirs-at-law, next-of-kin, distributees, executors, administrators, trustees, devises, legatees, assignees, lienors, creditors, and successors in interest, and generally all persons having or claiming, under, by or through said defendant, who may be deceased, by purchase, inheritance, lien or otherwise, any right, title or interest in and to the premises described in the complaint herein, Endel Andrew Kivi a/k/a Endel A. Kivi as Heir to the Estate of Douglas Kivi a/k/a Douglas C. Kivi a/k/a Douglas Clifford Kivi, New York State Department of Taxation and Finance, United States of America and "JOHN DOE #1" through "JOHN DOE #10", the last ten names being fictitious and unknown to the plaintiff, the person or parties intended being the persons or parties, if any, having or claiming an interest in or lien upon the mortgaged premises described in the Complaint, Defendants. SUMMONS Index #: EF003258-2025 Filed: 04/07/2025 Plaintiff designates Orange County as the place of trial. Venue is based upon the County in which the mortgaged premises is situated. TO THE ABOVE NAMED DEFENDANT(S): YOU ARE HEREBY SUMMONED to answer the Complaint in this action and to serve a copy of your Answer or, if the Complaint is not served with this Summons, to serve a Notice of Appearance on the attorneys for the plaintiff within twenty (20) days after service of this Summons, exclusive of the day of service; or within thirty (30) days after service is complete if this Summons is not personally delivered to you within the State of New York; or within sixty (60) days if it is the United States of America. In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the Complaint. NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT THE OBJECT of the above captioned action is to foreclose a Mortgage to secure $100,000.00and interest, recorded in the Office of the Clerk of the County of Orange on July 7, 2016 in Book 14072 Page 1437 covering the premises known as 14 Homeland Avenue, Cornwall-on-Hudson, NY 12520. The relief sought in the within action is final judgment directing the sale of the premises described above to satisfy the debt secured by the Mortgage described above. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME If you do not respond to this summons and complaint by serving a copy of the answer on the attorney for the mortgage company who filed this foreclosure proceeding against you and filing the answer with the court, a default judgment may be entered and you can lose your home. Speak to an attorney or go to the court where your case is pending for further information on how to answer the summons and protect your property. Sending a payment to your mortgage company will not stop this foreclosure action. YOU MUST RESPOND BY SERVING A COPY OF THE ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. FRENKEL, LAMBERT, WEISS, WEISMAN & GORDON, LLP Dated: Bay Shore, New York April 4, 2025 BY: Todd Falasco Attorneys for Plaintiff 53 Gibson Street Bay Shore, New York 11706 (631) 969-3100 Our File No.: 01-098950-F00 September 25, October 2, 9, 16 2025 LNYS0373773