NOTICE OF SALE SUPREME COURT COUNTY OF BROOME PennyMac Loan Services, LLC, Plaintiff AGAINST Debora A. Novak, James R. Kalman, et al., Defendant(s) Pursuant to a Judgment of Foreclosure and Sale duly entered June 5, 2024, I, the undersigned Referee will sell at public auction at the basement of the Broome Supreme & County Courthouse, 92 Court St., Binghamton, NY 13901 on November 3, 2025 at 9:30 AM, premises known as 1143 Tracy Creek Road, Vestal, NY 13850. All that certain plot, piece or parcel of land, with the buildings and improvements erected, situate, lying and being in the Town of Vestal, County of Broome and State of New York, Section: 204.04, Block: 1, Lot: 15. Approximate amount of judgment $162,607.22 plus interest and costs. Premises will be sold subject to provisions of filed Judgment Index #EFCA2022001667. For sale information, please visit Auction.com at www.Auction.com or call (800) 280-2832. Harvey C. Shapiro, Esq., Referee Frenkel Lambert Weisman & Gordon, LLP 53 Gibson Street Bay Shore, NY 11706 01-095204-F00 87246 October 3, 10, 17, 24 2025 LNYS0376154