IN THE CIRCUIT COURT OF THE FOURTEENTH JUDICIAL CIRCUIT IN AND FOR BAY COUNTY, FLORIDA CASE NO.: 2022-CA-000276 PENNYMAC LOAN SERVICES, LLC, Plaintiff, v. RACHELLE ROBERTHON FAVALORO, et al., Defendants. NOTICE OF FORECLOSURE SALE NOTICE is hereby given that Bill Kinsaul, Clerk of the Circuit Court of Bay County, Florida, will on October 24, 2025, at 11:00 a.m. CT, via the online auction site at www.bay.realforeclose.com in accordance with Chapter 45, F.S., offer for sale and sell to the highest and best bidder for cash, the following described property situated in Bay County, Florida, to wit: Lot 82, Villages of Mill Bayou/Shoreline Village Phase 1B, being a portion of Section 12, Township 3 South, Range 14 West, according to the recorded plat thereof, recorded in Plat Book 25, Page 46, of the Public Records of Bay County, Florida. Property Address: 219 S Shoreview Dr, Panama City, FL 32404 pursuant to the Final Judgment of Foreclosure entered in a case pending in said Court, the style and case number of which is set forth above. Any person claiming an interest in the surplus from the sale, if any, other than the property owner as of the date of the Lis Pendens must file a claim before the clerk reports the surplus as unclaimed. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee's attorney. If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator by mail at P.O. Box 1089, Pamana City, FL 32402 or by phone at (850) 767-3550 at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days. If you are heariing impaired, call 711 or email ADARequest@jud14.flcourts.org. WITNESS my hand and official seal of this Honorable Court this 15 day of September, 2025. Bill Kinsaul Clerk of the Circuit Court By: Abrial Johnson, DEPUTY CLERK  Pub: 9/24/25 10/1/25 #11674593