MORTGAGE FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Melissa Amberson and Jason Amberson to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for America's Wholesale Lender, its successors and assigns, dated September 10, 2003 said mortgage recorded in the Office of the Judge of Probate of Etowah County, Alabama, in Instrument Number M-2003-4755 . Said mortgage was subsequently sold, assigned and transferred to Select Portfolio Servicing, Inc.. Under and by virtue of the power of sale contained in said mortgage, the undersigned, Select Portfolio Servicing, Inc., will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse in Etowah County, Alabama on November 12, 2025, during the legal hours of sale, all of its right, title, and interest in and to the following describe real estate situated in Etowah County, Alabama, to-wit: THE FOLLOWING DESCRIBED PROPERTY LOCATED IN THE COUNTY OF ETOWAH ALABAMA. COMMENCE AT THE SOUTHEAST CORNER OF LOT NUMBER FIVE (5), IN BLOCK NUMBER ONE (1), OF THE GEORGE A. FUHRMAN SUBDIVISION, AS RECORDED IN PLAT BOOK “D”, PAGE 105, PROBATE OFFICE OF ETOWAH COUNTY, ALABAMA, AND RUN NORTH 01 DEGREE 53 MINUTES 00 SECONDS WEST ALONG THE EAST LINE OF SAID LOT, 110.06 FEET TO THE POINT OF BEGINNING; THENCE CONTINUE ALONG SAID EAST LINE NORTH 01 DEGREE 53 MINUTES 00 SECONDS WEST, 100.00 FEET TO A POINT; THENCE LEAVING SAID EAST LINE RUN NORTH 88 DEGREES 27 MINUTES 36 SECONDS WEST, 189.66 FEET TO A POINT ON THE EASTERLY RIGHT OF WAY OF CHRISTOPHER AVENUE (40.00 FEET R/W); THENCE RUN SOUTH 01 DEGREE 19 MINUTES 17 SECONDS EAST ALONG SAID RIGHT OF WAY, 100.00 FEET TO A POINT; THENCE LEAVING SAID RIGHT OF WAY RUN SOUTH 88 DEGREES 28 MINUTES 34 SECONDS EAST, 190.64 FEET TO THE POINT OF BEGINNING. SAID PROPERTY BEING A PORTION OF LOT NUMBER FIVE (5), BLOCK ONE (1), AS RECORDED IN PLAT BOOK “D”, PAGE 105, PROBATE OFFICE OF ETOWAH COUNTY, ALABAMA, AND BEING A PORTION OF THE SOUTH HALF (S 1/2) OF THE SOUTHWEST QUARTER (SW 1/4) OF SECTION SEVENTEEN (17), TOWNSHIP THIRTEEN (13) SOUTH, RANGE SIX (6) EAST AND CONTAINS 0.43 ACRES (MORE OR LESS). Property Street Address for Informational Purposes: 3835 Christopher Avenue, Southside, AL 35907 Said property will be sold "AS IS". NO REPRESENTATION OR WARRANTY, EXPRESSED OR IMPLIED, IS MADE AS TO THE TITLE OF SAID PROPERTY. Said property is subject to any title deficiencies including but not limited to: any outstanding ad valorem taxes - including taxes which are a lien but not yet due and payable, federal tax liens any matters which might be disclosed by an accurate survey and inspection of the property, any assessments liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Mortgage first set out above. Said property will be sold subject to the right of redemption of all parties entitled thereto. The highest bidder must tender the total amount of the winning bid in certified funds at the time and place of sale. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand the rights and programs as a part of the foreclosure process. This sale will be made for the purpose of paying the same and all expenses of this sale, as provided in said Mortgage and by Alabama law. This sale is subject to postponement or cancellation. **This is an attempt to collect a debt and any information obtained may be used for that purpose.** Select Portfolio Servicing, Inc., Mortgagee or Transferee Jonathan Smothers, Esq ALAW 420 North 20th Street, Suite 2249 Birmingham, AL 35203 Attorney for Mortgagee/Transferee 25-005009