Default having been made in the payment of the indebtedness secured by that Mortgage dated June 24, 2023, in favor of HomeTown Bank of Alabama, a corporation, and executed by Charles Wesley Lowe and Amanda Lowe, which Mortgage is recorded June 30, 2023, in Instrument Number 3559922, and Scrivener's Affidavit recorded September 19, 2025, in Book 2025, Page 3597969, all in the Probate Office of Etowah County, the mortgagee has elected to declare the entire indebtedness secured by said Mortgage to be due and payable as provided in said Mortgage, and notice is hereby given that pursuant to the law and power of sale contained in said Mortgage, the undersigned will sell at public outcry to the highest bidder for cash at the front doors of the Etowah County Courthouse at Gadsden, Alabama, at the legal hours of sale, October 28, 2025, the following described real estate situated in Etowah County, Alabama, to-wit: Commence at the Northeast corner of the NW ¼ of the SW 1/4 ; thence South 360 feet along the east line of said forty; thence West 500 feet parallel to the north line of said forty; thence Northwesterly 370 feet to where the east line of the public road intersects the north line of said forty; thence East 750 feet, more or less, along the north line of said forty to the point of beginning, lying and being in the NW ¼ of the SW ¼ of Section 1, Township 11 South, Range 4 East in Etowah County, Alabama. And also: Begin at the Southeast corner of the SW ¼ of the NW ¼; thence North 89 deg. 28 min. 56 sec. West 693.28 feet along the south line of said forty to the southeasterly right-of-way of Shady Grove Road; thence North 32 deg. 48 min. 46 sec. East 87.77 feet along said road right-of-way; thence South 88 deg. 50 min. East 692.41 feet; thence South 1 deg. 10 min. East 66.36 feet to the south line of said northwest quarter; thence North 89 deg. 28 min. 56 sec. West 45.27 feet to the point of beginning. Lying and being in the SW ¼ of the NW ¼ and in the SE ¼ of the NW ¼ of Section 1, Township 11 South, Range 4 East in Etowah County, Alabama. (46185/as) AND ALSO, Pursuant at Section 7-9A-604(a)(2), Code of Alabama of 1975, as last amended: One (1) 1995 14' x 60' Fleetwood Radco Mobile Home, VIN GAFLS39A04580-VH11 Said sale is being made for the purpose of applying the proceeds to the debt secured by the mortgage and the expenses of foreclosure. The auctioneer will give to the purchaser an Auctioneer's deed subject to ad valorem taxes due October 1, 2025, subject to any and all statutory rights of redemption, previous mortgages, if any, all easements, encroachments, unrecorded leases, if any, any rights of way for road, or otherwise, utilities, title to all minerals and all restrictions and covenants of record, subject to the existing roadway across subject property which is providing access to Shady Grove Road for trac which adjoins subject property to the East. Pursuant to Section 6-5-248 of the Code of Alabama of 1975, as last amended, I submit the following legally required notice, to-wit: Alabama Law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An Attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. JONES & BUCKLER LLC ATTORNEY AND AUCTIONEER P. O. BOX 940 GUNTERSVILLE, AL 35976 256-582-0588 October 5, 12, 19 2025 LTUS0381387