Thomas Adamo, Sheriff OFFICE OF THE PASSAIC COUNTY SHERIFF SHERIFF'S SALE NOTICE SUPERIOR COURT OF NEW JERSEY - CHANCERY DIVISION - PASSAIC COUNTY SHERIFF'S # F-25001461 DOCKET# F-000038-22 CTL#163040   Wherein M&T BANK, is the plaintiff and HECTOR VERAS, ET ALS., are defendants   Execution for Sale of Premises. MCCALLA RAYMER LEBERT PERCE, LLC 732-902-5399 Attorney(s) Attorney File #   By virtue of the above stated Writ to me directed and delivered, I shall expose for sale by public venue and sell to the highest bidder on Tuesday, 10/28/2025, at Two O'Clock in the afternoon, prevailing time, at the Passaic County Court House, Hamilton Street, Paterson, that is to say: The property to be sold is located in City of Paterson, County of Passaic and State of New Jersey. Commonly known as: 193-195 RICHMOND AVENUE WITH A MAILING ADDRESS OF 193 RICHMOND AVENUE; Tax Lot 5 fka 27 in Block 1608 fka B0280 Approximate dimensions: 50.00 x 100.00 feet Nearest cross street: Chamberlain Avenue Upset Price: $453,674.26 Occupancy status: Occupied Subject to: Taxes- Due 8/1/2025 $2,984.66 Open: Estimated Bill Sewer- 7/1/25 - 9/30/25 $89.75 Open and due 8/1/2025 $538.50 Open Plus Penalty; Owed in Arrears Water- Passaic Valley Water Comm., 1525 Main Ave., Clifton, NJ 07011  973-340-4300 The sheriff hereby reserves the right to adjourn this sale without further notice through publication. SURPLUS MONEY: If after the sale and satisfaction of the mortgage debt, including costs and expenses, there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person's claim and asking for an order directing payment of the surplus money. The Sheriff or other person conducting the sale will have information regarding the surplus, if any. This concise description does not constitute a legal description of the real estate. A full legal description can be found at the Sheriff's Office. Approximate Judgment amount due Plaintiff on this execution: $413,037.91 The property shall be sold subject to all liens and encumbrances of record and the Sheriff makes no representation expressed or implied as to the existence, amount or validity of any liens and encumbrances on the property which is the subject matter of this Sale. All bidders must leave the appropriate percent deposit of the amount required under law at the time of Sale, in Certified Check, Official Bank Check or Money Order. Balance to be paid within 30 days of Sale or 90 business days of Sale for bidders utilizing the Community Wealth Preservation Program. The Sheriff hereby reserves the right to adjourn this Sale without further notice by publication. Herald News/The Record  Fee: $196.56 (126) Ad#11610080; 10/3, 10/10, 10,17, 10/24/2025