IN THE CIRCUIT COURT, FOURTEENTH JUDICIAL CIRCUIT OF THE STATE OF FLORIDA, IN AND FOR BAY COUNTY FLORIDA File No.: 25-277-CP PROBATE DIVISION IN RE: ESTATE OF SHELIA JEAN RZENTKOWSKI  Deceased. NOTICE TO CREDITORS The administration of the estate of Sheila Jean Rzentkowski, deceased, whose date of death was February 19, 2025, is pending in the Circuit Court for Bay County, Florida, Probate Division, the address of which is 300 East 4th Street, Panama City, Florida 32401. The names and addresses of the personal representative and the personal representative's attorney are set forth below. All creditors of the decedent and other persons having claims or demands against decedent's estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. The personal representative has no duty to discover whether any property held at the time of the decedent's death by the decedent or the decedent's surviving spouse is property to which the Florida Uniform Disposition of Community Property Rights at Death Act as described in ss. 732.216-732.228, Florida Statutes, applies, or may apply, unless a written demand is made by a creditor as specified under s. 732.2211, Florida Statutes. All other creditors of the decedent and other persons having claims or demands against decedent's estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE. ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES SECTION 733.702 WILL BE FOREVER BARRED. NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT'S DATE OF DEATH IS BARRED. The date of first publication of this notice is October 5, 2025. Attorney for Personal Representative: Lucy C. Collins Attorney Florida Bar Number: 119867 The Law Office of Lucy C. Collins, P.A. 12805 Hutchison Blvd. Panama City Beach, FL 32407 Telephone: (850) 588-6018 E-Mail: lucy@lucycollinslaw.com Personal Representative: Lucy C. Collins 12805 Hutchison Blvd. Panama City Beach, FL 32407 #11717512; October 5 & 12, 2025