IN THE CIRCUIT COURT OF THE 14TH JUDICIAL CIRCUIT IN AND FOR BAY COUNTY, FLORIDA CASE NO.: 25000276CA WELLS FARGO BANK, NATIONAL ASSOCIATION, AS TRUSTEE FOR OPTION ONE MORTGAGE LOAN TRUST 2004-2, ASSET-BACKED CERTIFICATES, SERIES 2004-2, Plaintiff, vs. KIMBERLY R. NICHOLS A/K/A KIMBERLY NICHOLS A/K/A KIMBERLY RENEE NICHOLS A/K/A KIMBERLY DANIELS; UNKNOWN SPOUSE OF KIMBERLY R. NICHOLS A/K/A KIMBERLY NICHOLS A/K/A KIMBERLY RENEE NICHOLS A/K/A KIMBERLY DANIELS; PANAMA CITY, FLORIDA; ASCENSION SACRED HEART BAY A/K/A BAY MEDICAL CENTER; FORD MOTOR CREDIT COMPANY LLC; CAVALRY PORTFOLIO SERVICES, LLC; U.S. SMALL BUSINESS ADMINISTRATION, Defendant(s). NOTICE OF SALE PURSUANT TO CHAPTER 45 NOTICE OF SALE IS HEREBY GIVEN pursuant to the order of Summary Final Judgment of Foreclosure dated September 29, 2025, and entered in Case No. 25000276CA of the Circuit Court of the 14TH Judicial Circuit in and for Bay County, Florida, wherein Wells Fargo Bank, National Association, as Trustee for Option One Mortgage Loan Trust 2004-2, Asset-Backed Certificates, Series 2004-2, is Plaintiff and Kimberly R. Nichols a/k/a Kimberly Nichols a/k/a Kimberly Renee Nichols a/k/a Kimberly Daniels; Unknown Spouse of Kimberly R. Nichols a/k/a Kimberly Nichols a/k/a Kimberly Renee Nichols a/k/a Kimberly Daniels; Panama City, Florida; Ascension Sacred Heart Bay a/k/a Bay Medical Center; Ford Motor Credit Company LLC; Cavalry Portfolio Services, LLC; U.S. Small Business Administration, arc Defendants, the Office of the Clerk, Bay County Clerk of the Court will sell via online auction at www.bay.realforeclose.com at 11:00 a.m. Central Time (12:00 p.m. Eastern Time) on the 29th day of October, 2025, the following described property as set forth in said Final Judgment, to wit: BEGINNING AT A POINT WHICH IS ONE HUNDRED (100) FEET EAST OF THE NORTHEAST (NE) CORNER OF LOT ONE (1) BLOCK TWELVE (12) GLENWOOD ADDITION TO PANAMA CITY, ACCORDING TO PLAT ON FILE WITH THE CLERK OF THE CIRCUIT COURT OF BAY COUNTY, FLORIDA, RUNNING THENCE EAST FORTY (40) FEET; THENCE SOUTH ONE HUNDRED FORTY (140) FEET; THENCE WEST FORTY (40) FEET; THENCE NORTH ONE HUNDRED FORTY (140) FEET TO THE POINT OF BEGINNING. Property Address: 1002 East 9th Court, Panama City, Florida 32401 and all fixtures and personal property located therein or thereon, which are included as security in Plaintiffs mortgage. Any person claiming an interest in the surplus funds from the sale, if any, other than the property owner as of the date of the lis pendens must file a claim before the clerk reports the surplus as unclaimed. If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator by mail at P. O. Box 1089, Panama City, FL 32402 or by phone at (850) 747-5338 at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days. If you are hearing impaired, please call 711 or email adarequest@jud14.flcourts.org. Dated: 10/1/2025 Bill Kinsaul As Clerk of said Court By: As Deputy Clerk McCabe, Weisberg & Conway, LLC 3222 Commerce Place, Suite A West Palm Beach, Flofida, 33407 Telephone: (561) 713-1400 Email: FLpleadings@mwc-law.com #11725463; 10/5 10/12/2025