MORTGAGEE’S NOTICE OF SALE OF REAL ESTATE By virtue and in execution of the Power of Sale contained in a certain Mortgage given by Michael J. Chapman and Tammy A. Chapman to Household Finance Corporation II, dated April 21, 2003 and recorded with the Worcester County (Worcester District) Registry of Deeds at Book 29765, Page 204 as affected by a Loan Modification recorded on September 24, 2020 in Said Registry of Deeds at Book 63332, Page 130 as affected by a Loan Modification recorded on August 28, 2023 in Said Registry of Deeds at Book 69570, Page 134, subsequently assigned to U.S. BANK TRUST, N.A., AS TRUSTEE FOR LSF8 MASTER PARTICIPATION TRUST by HOUSEHOLD FINANCE CORPORATION II by assignment recorded in said Worcester County (Worcester District) Registry of Deeds at Book 52533, Page 381, subsequently assigned to U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS TRUSTEE FOR THE RMAC TRUST, SERIES 2016-CTT by U.S. BANK TRUST N.A., AS TRUSTEE FOR LSF8 MASTER PARTICIPATION TRUST by assignment recorded in said Worcester County (Worcester District) Registry of Deeds at Book 60092, Page 63, subsequently assigned to DLJ MORTGAGE CAPITAL, INC. by U.S. BANK NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS TRUSTEE FOR THE RMAC TRUST, SERIES 2016- CTT by assignment recorded in said Worcester County (Worcester District) Registry of Deeds at Book 66766, Page 24, subsequently assigned to WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY, BUT SOLELY AS OWNER TRUSTEE FOR CSMC 2021-RPL5 TRUST by DLJ MORTGAGE CAPITAL, INC. by assignment recorded in said Worcester County (Worcester District) Registry of Deeds at Book 68269, Page 305 for breach of the conditions of said Mortgage and for the purpose of foreclosing same will be sold at Public Auction at 11:00 AM on October 28, 2025 at 58 Emerald Street, Winchendon, MA, all and singular the premises described in said Mortgage, to wit:   A CERTAIN PARCEL OF LAND WITH THE BUILDINGS THEREON, SITUATED ON THE WESTERLY SIDE OF EMERALD STREET IN WINCHENDON, WORCESTER COUNTY, MASSACHUSETTS, BEING SHOWN ON A PLAN ENTITLED, 'COMPILED PLAN OF LAND OF ANNIE E. CURTIN, WINCHENDON, MASSACHUSETTS SCALE: 1 INCH - 20 FT JUNE 19, 1973 MICHAEL S. SZOC SURVEYOR' RECORDED WITH WORCESTER DISTRICT REGISTRY OF DEEDS PLAN BOOK 385 PLAN 121 BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEASTERLY CORNER THEREOF A POINT IN THE WESTERLY LINE OF EMERALD STREET AT LAND NOW OR FORMERLY OF GINO DRUDI ET UX; THENCE N 86 1/2 DEGREES W BY DRUDI LAND, ABOUT 132.5 FEET TO LAND NOW OR FORMERLY OF ONE WHITNEY; THENCE N 15 1/2 DEGREES BY LAND OF SAID WHITNEY ABOUT 70 FEET TO A STONE BOUND; THENCE S 86 ½ DEGREES E STILL BY WHITNEY LAND ABOUT 132 FEET TO THE NORTHWESTERLY TERMINUS OF EMERALD STREET; THENCE S 15 DEGREES W BY THE WESTERLY LINE OF EMERALD STREET ABOUT 70 FEET TO THE PLACE OF BEGINNING. CONTAINING ABOUT 9,240 SQUARE FEET.   BEING THE SAME PROPERTY CONVEYED FROM KATHLEEN A. BROW TO MICHAEL J. CHAPMAN AND WIFE, TAMMY A. CHAPMAN BY DEED RECORDED 8/24/00, IN BOOK 22996, AT PAGE 361, IN THE REGISTERS OFFICE OF WORCESTER COUNTY, MASSACHUSETTS.   The premises are to be sold subject to and with the benefit of all easements, restrictions, encroachments, building and zoning laws, liens, unpaid taxes, tax titles, water bills, municipal liens and assessments, rights of tenants and parties in possession, and attorney’s fees and costs.   TERMS OF SALE: A deposit of FIVE THOUSAND DOLLARS AND 00 CENTS ($5,000.00) in the form of a certified check, bank treasurer’s check or money order will be required to be delivered at or before the time the bid is offered. The successful bidder will be required to execute a Foreclosure Sale Agreement immediately after the close of the bidding. The balance of the purchase price shall be paid within thirty (30) days from the sale date in the form of a certified check, bank treasurer’s check or other check satisfactory to Mortgagee’s attorney. The Mortgagee reserves the right to bid at the sale, to reject any and all bids, to continue the sale and to amend the terms of the sale by written or oral announcement made before or during the foreclosure sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s attorney. The description of the premises contained in said mortgage shall control in the event of an error in this publication. TIME WILL BE OF THE ESSENCE.   Other terms, if any, to be announced at the sale.   Wilmington Savings Fund Society, FSB, not in its individual capacity, but solely as Owner Trustee for CSMC 2021-RPL5 Trust   Present Holder of said Mortgage, By Its Attorneys, ORLANS LAW GROUP PLLC PO Box 540540 Waltham, MA 02454 Phone: (781) 790-7800 24-010753