NOTICE OF SUBSTITUTE TRUSTEE SALE 208 Windsor Drive, Fishersville, VA 22939 By virtue of the power and authority contained in a Deed of Trust dated July 6, 2022 and recorded at July 12, 2022 in Instrument Number 220006064 in the Clerk's Office for the Augusta County Virginia Circuit Court, Virginia, securing a loan which was originally $479,300.00. The appointed SUBSTITUTE TRUSTEE, Commonwealth Trustees, LLC will offer for sale at public auction at the front steps of Circuit Court for Augusta County, 1 E Johnson Street, Staunton, VA 24402. November 05, 2025 at 11:00 AM improved real property, with an abbreviated legal description of the following described property, to wit: The land hereinafter referred to is situated in the City of Fishersville, County of Augusta, State of VA, and is described as follows: All that certain lot or parcel of land, with all improvements thereon and appurtenances thereto belonging, situate in Wayne District, Augusta County, Virginia, designated as Lot 35 as shown on plat entitled "Plat of Windward Pointe Section Four, Wayne Magisterial District, Augusta County, Virginia" prepared by David Lee Ingram, Land Surveyor with Ingram-Hagen & Co., P.L.C. dated July 3, 2006, last revised February 2, 2015 (the "Plat") recorded in the Clerk of the Circuit Court of Augusta County, Virginia with Deed of Dedication as Instrument No. 150005822 and in Plat Book 1, Pages 9044 - 9047. AND as more fully described in the aforesaid Deed of Trust. TERMS OF SALE: The property will be sold "AS IS," WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND AND SUBJECT TO conditions, restrictions, reservations, easements, rights of way, and all other matters of record taking priority over the Deed of Trust to be announced at the time of sale. A deposit of $20,000 or 10% of the sale price, whichever is lower, will be required at the time of sale, in the form of certified check, cashier's check or money order by the purchaser. The balance of the purchase price, with interest at the rate contained in the Deed of Trust Note from the date of sale to the date said funds are received in the office of the SUBSTITUTE TRUSTEE, will be due within fifteen (15) days of sale. In the event of default by the successful bidder, the entire deposit shall be forfeited and applied to the costs and expenses of sale and Substitute Trustee's fee. All other public charges or assessments, including water/sewer charges, whether incurred prior to or after the sale, and all other costs incident to settlement to be paid by the purchaser. In the event taxes, any other public charges have been advanced, a credit will be due to the seller, to be adjusted from the date of sale at the time of settlement. Purchaser agrees to pay the seller's attorneys at settlement, a fee of $470.00 for review of the settlement documents. Additional terms will be announced at the time of sale and the successful bidder will be required to execute and deliver to the Substitute Trustees a memorandum or contract of the sale at the conclusion of bidding. FOR INFORMATION CONTACT Rosenberg & Associates, LLC (Attorney for the Secured Party) 4340 East West Highway, Suite 600 Bethesda, MD 20814 301-907-8000 www.rosenberg-assoc.com October 15, 22 2025 LPTR0381807