IN THE CIRCUIT COURT OF THE 14TH JUDICIAL CIRCUIT, IN AND FOR BAY COUNTY, FLORIDA CIVIL DIVISION: CASE NO.: 25000724CA SELECT PORTFOLIO SERVICING, INC., Plaintiff, vs. ROBERT J. STAFFORD, et al., Defendants.  NOTICE OF ACTION TO: ROBERT J. STAFFORD 16801 LISBON AVENUE , PANAMA CITY BEACH, FL 32413 YOU ARE NOTIFIED that an action for Foreclosure of Mortgage on the following described property: LOT 33, BLOCK "30", EL CENTRO BEACH, AS PER SUBDIVISION PLAT THEREOF RECORDED IN PLAT BOOK 9, PAGE 8, IN THE PUBLIC RECORDS OF BAY COUNTY, FLORIDA. LESS AND EXCEPT: BEGIN AT THE SOUTHWEST CORNER OF LOT 33, BLOCK 30, EL CENTRO BEACH, AS PER SUBDIVISION PLAT THEREOF RECORDED IN PLAT BOOK 9, PAGE 8, IN THE PUBLIC RECORDS IN THE OFFICE OF THE CLERK OF THE CIRCUIT COURT OF BAY COUNTY, FLORIDA, AND RUN N 00° 57'30" E ALONG THE WEST BOUNDARY OF SAID LOT 33 FOR 120.00 FEET TO THE NORTH BOUNDARY OF SAID LOT 33; THENCE RUN S 87°10'00" E ALONG THE NORTH BOUNDARY OF SAID LOT 33 FOR 6.05 FEET; THENCE RUN S 03°50'52" W FOR 119.95 FEET TO THE POINT OF BEGINNING. has been filed against you and you are required to serve a copy of your written defenses, if any, to it, on De Cubas & Lewis, P.A., Attorney for Plaintiff, whose address is PO BOX 5026, FORT LAUDERDALE, FL 33310 on or before November 7, 2025, a date at least thirty (30) days after the first publication of this Notice in the (Please publish in PANAMA CITY NEWS HERALD) and file the original with the Clerk of this Court either before service on Plaintiff's attorney or immediately thereafter; otherwise a default will be entered against you for the relief demanded in the complaint. If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator by mail at P. O. Box 1089, Panama City, FL 32402 or by phone at (850) 747-5338 at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days. If you are hearing impaired, please call 711 or email ADARequest@jud14.flcourts.org. WITNESS my hand and the seal of this Court this 26th day of September, 2025. BILL KINSAUL As Clerk of the Court By /s/Sharon Chambers As Deputy Clerk Pub: 10/8 & 10/15/25; #11709639