STATE OF NEW YORK SUPREME COURT COUNTY OF ONEIDA _________________________________________________ BERKSHIRE BANK, Plaintiff, vs. Index No.: EFCA2024-003297 GIAU KIM, BERKSHIRE BANK, LVNV FUNDING, LLC, And "JOHN DOE" (Said name being fictitious it being the intention of the Plaintiff to designate any and all occupants of the premises being foreclosed herein, and any parties, corporations or entities, if any, having or claiming an interest or lien upon the mortgaged premises.) Defendants NOTICE OF SALE SUPREME COURT: COUNTY OF ONEIDA. Berkshire Bank, Plaintiff, vs. Giau Kim, et al., Defendants. Index No. EFCA2024-003297. Pursuant to a Judgment of Foreclosure and Sale executed on July 23, 2025 and duly filed with the Onieda County Clerk's Office on July 24, 2025, the Referee, will sell at public auction in the lobby of the Oneida County Courthouse, 200 Elizabeth Street, Utica, New York on November 19, 2025 at 11:30 a.m. the premises known as 1520 Miller Street, Utica, New York and all that certain plot, piece or parcel of land, with the buildings and improvements thereon erected, situate, lying and being in the City of Utica, County of Onieda, State of New York, Tax Map ID No. 318.81-2-22. Premises will be sold subject to the terms and conditions of the filed Judgment. Approximate amount of Judgment is $34,657.47, plus, but not limited to, costs, disbursements and attorneys' fees and/or additional allowance, all with legal interest. Anthony J. Paris, Esq., Referee. Robert F. McCarthy. Esq., attorney for Plaintiff with a mailing address of P.O. Box 11-383, Albany, New York 12211. 518-785-3841. Dated: October 9, 2025 THE McCARTHY LAW FIRM ____________________________ Robert F. McCarthy, Esq. Attorney for Plaintiff P.O. Box 11-383 Albany, New York 12211 (518) 785-3841 October 20, 27, November 3, 10 2025 LNYS0386967