MORTGAGEE’S NOTICE OF DEFAULT AND INTENTION TO SELL   YOU MAY LOSE YOUR PROPERTY IF YOU DO NOT TAKE IMMEDIATE ACTION. IF YOUR PROPERTY IS SOLD, YOU WILL REMAIN LIABLE FOR ANY DEFICIENCY AND AN ACTION FOR COLLECTION MAY BE BROUGHT AGAINST YOU.   NOTICE IS HEREBY GIVEN that on November 13, 2025, at or about 11:00 AM, the following real property will be sold at the Main Entrance of the Johnson County Courthouse, 215 W. Main St., Clarksville, AR 72830, to the highest bidder for cash: LOT FIFTY-FIVE (55) OF TAYLOR ESTATES, PHASE II, BEING PART OF THE NE/4 NW/4 OF SECTION 26, TOWNSHIP 10 NORTH, RANGE 23 WEST, FILED DECEMBER 14, 2018 IN THE SURVEY RECORDS OF JOHNSON COUNTY, ARKANSAS, IN DRAWER 35. More commonly known as: 1364 CR 3561, CLARKSVILLE, AR 72830 On July 26, 2021, CHERYL HAYS executed a Mortgage in favor of Mortgage Electronic Registration Systems, Inc. ("MERS"), as mortgagee, as nominee for Union Home Mortgage Corp., its successors and assigns, as Beneficiary, which was recorded August 2, 2021, in Book 1 2021015, at Page 555 as Instrument No. L202103571 in the real estate records of Johnson County, Arkansas. Default has occurred in the payment of said indebtedness, and is now wholly due. The loan is now in default. Tenants of the property may claim an interest in the real property herein. The terms of the call are certified funds paid at the conclusion of the sale or wiring of funds within twenty-four hours of the sale. All transfer taxes will be the responsibility of the purchaser. The party initiating this action is Union Home Mortgage Corp., 8241 Dow Circle, West Strongsville, OH 44136, 817-928-5699. Date: September 2, 2025. Chase Taskerud, Managing Attorney, Arkansas Marinosci Law Group, P.C. as Attorney in Fact for Union Home Mortgage Corporation LEGAL PRECEDENT IS NOT CLEAR AS TO WHETHER THE SENDING OF THIS LETTER MAKES US A DEBT COLLECTOR. TO THE EXTENT IT DOES, PLEASE BE ADVISED THAT THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. HOWEVER, IF YOU ARE IN BANKRUPTCY OR HAVE BEEN DISCHARGED IN BANKRUPTCY, THIS LETTER IS FOR INFORMATIONAL PURPOSES ONLY AND IS NOT INTENDED AS AN ATTEMPT TO COLLECT A DEBT OR AS AN ACT TO COLLECT, ASSESS, OR RECOVER ALL OR ANY PORTION OF THE DEBT FROM YOU PERSONALLY. IF YOU ARE CURRENTLY IN THE MILITARY SERVICE OR HAVE BEEN IN THE MILITARY SERVICE WITHIN THE PAST YEAR, AND YOU ENTERED THE SERVICE AFTER SIGNING THE PROMISSORY NOTE AND DEED OF TRUST, PLEASE NOTIFY THIS FIRM IMMEDIATELY AS YOU MAY BE ENTITLED TO RELIEF UNDER THE SERVICEMEMBERS CIVIL RELIEF ACT. WHEN CONTACTING THIS FIRM ABOUT YOUR MILITARY SERVICE, YOU MUST PROVIDE THIS FIRM WITH EVIDENCE OF YOUR MILITARY STATUS. IF YOU DO NOT PROVIDE SUCH EVIDENCE, WE WILL ASSUME THAT YOU ARE NOT ENTITLED TO PROTECTION UNDER THIS ACT. 25-00511 11749101