ANTHONY CURETON, SHERIFF OFFICE OF THE BERGEN COUNTY SHERIFF 25001699 SHERIFF'S NOTICE SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION BERGEN COUNTY DOCKET NO. F463424   Plaintiff: COLUMBIA BANK vs. Defendant: JAG GROUP LLC; MICHAEL P ESPINOSA; ET AL Writ of Execution Date: 12/10/2024 Attorney: FEIN SUCH KAHN SHEPARD PC 6 CAMPUS DRIVE SUITE 304 PARSIPPANY, NJ 07054 By virtue of the above stated writ to me directed and delivered, I have levied upon and will expose for sale at public venue at the Sheriff's Office in the City of Hackensack, 2 Bergen County Plaza, Hackensack, NJ 07601 on Friday, November 7, 2025 at twelve o'clock in the afternoon, prevailing time; County of Bergen, State of New Jersey. The property to be sold is located in the BOROUGH of CARLSTADT, County of BERGEN and State of New Jersey. Commonly known as: 326 HACKENSACK STREET, UNIT 4, CARLSTADT, NJ 07072, WITH A MAILING ADDRESS OF 326 HACKENSACK STREET, UNIT 4, APARTMENT 3, CARLSTADT, NJ 07072 Tax Lot No. 13 C004** & 14 in Block No. 74 Dimensions of Lot Approximately: CONDO Nearest Cross Street: BROAD STREET All that certain Condominium unit known and designated as Unit 4 in 326 HACKENSACK STREET CONDOMINIUM said unit being more specifically defined in the Master Deed herein mentioned and which unit is herewith conveyed in conformity with N.J.S.A. 46:8B-1 et seq together with an undivided 9.033 percent interest in the Common Elements appurtenant thereto, said Master Deed being dated July 18, 2008 and recorded July 23, 2008 in the Office of the Clerk of Bergen County in Book 9578 of Deeds, page 213 and as the same may be lawfully amended. "THE SHERIFF HEREBY RESERVES THE RIGHT TO ADJOURN THIS SALE WITHOUT FURTHER NOTICE THROUGH PUBLICATION" PRIOR LIENS/ENCUMBRANCES TOTAL AS OF October 10, 2025 $.00 Good Faith Estimate of Upset Price: $292,236.93 The occupancy status of the property being foreclosed herein is presently unknown. Surplus Money: If after the sale and satisfaction of the mortgage debt, including costs and expenses, there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to the Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person's claim and asking for an order directing payment of the surplus money. The Sheriff or other person conducting the sale will have information regarding the surplus, if any. Together with all and singular the rights, liberties, privileges, hereditaments and appurtenances thereunto belonging or in anywise appertaining and the reversion and remainders, rents, issues and profits thereof, and also all the estate, right, title, interest, use, property, claim and demand of the said defendants of, in, to and out of the same, be sold to pay and satisfy in the first place unto the said plaintiff the sum of $250,508.50 plus interest thereon; 20% of the purchase price in the form of certified Check or Cash is required at time of sale. The property shall be sold subject to all liens and encumbrances of record and the Sheriff makes no representations expressed or implied, as to the existence, amount, or validity of any liens and encumbrances on the property which is the subject matter of this sale. This notice is further subject to Conditions of Sale as set forth by the Sheriff of Bergen County and is subject to the terms and conditions of the Foreclosure Fairness Act. The short form description provided herein does not constitute a full legal description. A full legal description is annexed to the Writ of Execution on file with the Sheriff of Bergen County. The Record (156) 11759710 Fee: $205.92 10/22, 10/29, 11/5/2025