NOTICE OF SUBSTITUTE TRUSTEE’S SALE   STATE OF MISSISSIPPI COUNTY OF 1ST DISTRICT HINDS   WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated September 4, 2008, executed by LORITA C. LEE and EDDIE LEE, JR. conveying certain real property therein described to EMMETT JAMES HOUSE OR BILL R. MCLAUGHLIN, as Trustee, for MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS BENEFICIARY, AS NOMINEE FOR REGIONS BANK D/B/A REGIONS MORTGAGE, Original Beneficiary, to secure the indebtedness therein described, as same appears of record in the Office of the Chancery Clerk of 1st District Hinds County, Mississippi filed and recorded September 17, 2008, in Deed Book 6942, Page 83 (also see Loan Modification Agreement at Book 7115, Page 6000); and WHEREAS, the beneficial interest of said Deed of Trust was transferred and assigned to TOWD POINT MORTGAGE TRUST 2016-5, U.S. BANK NATIONAL ASSOCIATION AS INDENTURE TRUSTEE; and WHEREAS, Rubin Lublin, LLC has been appointed as Substitute Trustee; and NOW, THEREFORE, the holder of said Deed of Trust, having requested the undersigned so to do, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee shall, on November 20, 2025 within the lawful hours of sale between 11:00AM and 4:00PM at the North Front Door of the Hinds County Courthouse (1st Judicial District), 407 East Pascagoula Street, Jackson, MS 39201 proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in 1st District Hinds County, Mississippi, to wit: 20.00 ACRES SITUATED IN THE NORTH 1/2 OF SECTION 21, TOWNSHIP 7 NORTH, RANGE 1 WEST, HINDS COUNTY, MISSISSIPPI, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCE TO A FOUND IRON PIN AT THE SOUTHWEST CORNER OF THE NORTH 1/2 OF SECTION 21, TOWNSHIP 7 NORTH, RANGE 1 WEST IN HINDS COUNTY, MISSISSIPPI, RUN THENCE SOUTH 89 DEGREES 58'25" EAST FOR A DISTANCE OF 1678.47 FEET TO A FOUND IRON PIN, RUN THENCE SOUTH 89 DEGREES 58'25" EAST FOR A DISTANCE OF 137.23 FEET TO A FOUND IRON PIN, SAID PIN ALSO MARKS THE POINT OF BEGINNING, RUN THENCE NORTH 09 DEGREES 03'17" WEST FOR A DISTANCE OF 215.38 FEET TO A POINT, SAID POINT MARKS THE CENTER LINE OF A DITCH, RUN THENCE ALONG CENTER LINE OF SAID DITCH NORTH 03 DEGREES 05'53" WEST FOR A DISTANCE OF 211.75 FEET TO A POINT, RUN THENCE NORTH 07 DEGREES 24'32" WEST FOR A DISTANCE OF 134.98 FEET TO A POINT, RUN THENCE NORTH 23 DEGREES 34'08" WEST FOR A DISTANCE OF 269.40 FEET TO A POINT, RUN THENCE NORTH 25 DEGREES 43'30" WEST FOR A DISTANCE OF 272.42 FEET TO A FOUND 80D NAIL AT THE CENTER LINE OF NORTH RATLIFF ROAD, RUN THENCE ALONG CENTERLINE OF SAID ROAD NORTH 58 DEGREES 03'11" EAST FOR A DISTANCE OF 518.73 FEET TO A SET 80D NAIL, RUN THENCE LEAVING SAID CENTER LINE SOUTH 31 DEGREES 56'49" EAST FOR A DISTANCE OF 1561.82 FEET TO A SET IRON PIN, RUN THENCE NORTH 89 DEGREES 58'26" WEST FOR A DISTANCE OF 977.86 FEET BACK TO THE POINT OF BEGINNING.   PROPERTY ADDRESS: The street address of the property is believed to be 3559 N RATLIFF RD, JACKSON, MS 39209. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.   Title to the above described property is believed to be good, but I will convey only such title as is vested in me as Substitute Trustee.   THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.   Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100 Peachtree Corners, GA 30071 rlselaw.com/property-listing Tel: (877) 813-0992 Fax: (470) 508-9401   PUBLISH: 10/23/2025, 10/30/2025, 11/06/2025, 11/13/2025 #11763407