NOTICE OF TRUSTEE'S SALE The following described property will be sold at public auction to the highest bidder, payable in lawful money of the United States at the time of sale, on the front steps of the Washington County Fifth District Court, 206 West Tabernacle, St. George, Utah 84770, on DECEMBER 1, 2025 at 2:00pm of said day, for the purpose of foreclosing a trust deed dated JANUARY 5, 2022, and executed by PAUL D GOTBERG AND COLLEEN GOTBERG, HUSBAND AND WIFE, AS JOINT TENANTS, as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") SOLELY AS NOMINEE FOR UNITED WHOLESALE MORTGAGE, LLC, its successors and assigns, as Beneficiary, and PAUL M. HALLDAY, JR. HALLIDAY & WATKINS, P.C., as Trustee, which Trust Deed was recorded on JANUARY 10, 2022 as Entry No. 20220001562, in the Official Records of WASHINGTON County, State of Utah covering real property purportedly located at 87 S 2180 E, ST GEORGE, UT 84790 in WASHINGTON County, Utah, and more particularly described as: LOT 412, FOSTER HILLS EAST PHASE 1, ACCORDING TO THE OFFICIAL PLAT THEREOF RECORDED IN THE OFFICE OF THE WASHINGTON COUNTY RECORDER, UTAH. SG-FHLE-1-412 The current Beneficiary of the trust deed is CARRINGTON MORTGAGE SERVICES, LLC, and the record owner of the property as of the recording of the Notice of Default is PAUL D. GOTBERG AND COLLEEN GOTBERG, HUSBAND AND WIFE, AS JOINT TENANTS. Bidders must tender to the trustee a $20,000.00 deposit at the sale and the balance of the purchase price by 2:00 p.m. the day following the sale. Both the deposit and the balance must be paid to Smith Knowles, PLLC in the form of a wire transfer, cashier's check or certified funds. Cash payments, personal checks or trust checks are not accepted. DATED: October 17, 2025 LINCOLN TITLE INSURANCE AGENCY By: Alexis Martin Its: Authorized Agent Telephone: (801) 476-0303 web site: www.smithknowles.com SK File No. CARR07-0903 PUB#11769248 PUBLISH OCT 23, 30 NOV 6, 2025 THE SPECTRUM UPAXLP