SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION MONMOUTH COUNTY DOCKET NO. F-000099-25 FILE NO. 30823-24 NOTICE TO ABSENT DEFENDANT (L.S.) STATE OF NEW JERSEY TO: IDA COAKLEY, HER HEIRS, DEVISEES AND PERSONAL REPRESENTATIVES AND HIS, HER, THEIR OR ANY OF THEIR SUCCESSORS IN RIGHT, TITLE AND INTEREST; BRYAN MCCRAY, HIS HEIRS, DEVISEES AND PERSONAL REPRESENTATIVES AND HIS, HER, THEIR OR ANY OF THEIR SUCCESSORS IN RIGHT, TITLE AND INTEREST; LANISE MCCRAY; JOHN DOE, HUSBAND OF LANISE MCCRAY, SAID NAME JOHN DOE BEING FICTITIOUS; ALNISA MCCRAY A/K/A ALISHA MCCRAY; JOHN DOE, HUSBAND OF ALNISA MCCRAYA/K/A ALISHA MCCRAY, SAID NAME JOHN DOE BEING FICTITIOUS; TREVOR MCCRAY; MRS. TREVOR MCCRAY, WIFE OF TREVOR MCCRAY; ELECTRA S FOWLER; CHRISTY M MCCRAY; YOU ARE HEREBY SUMMONED AND REQUIRED to serve upon PELLEGRINO AND FELDSTEIN, LLC, plaintiff's attorneys, whose address is 290 Route 46 West, Denville, NJ, an Answer to the Second Amended Complaint filed in a Civil Action, in which CHRISTIANA TRUST AS CUSTODIAN GSRAN-Z, LLC is the plaintiff and IDA COAKLEY, HER HEIRS, ET ALS; are defendants, pending in the Superior Court of New Jersey, Chancery Division, MONMOUTH County and bearing Docket No. F-000099-25 within thirty-five (35) days after October 25, 2025 exclusive of such date. If you fail to answer or appear in accordance with Rule 4:4-6, Judgment by Default may be rendered against you for relief demanded in the Second Amended Complaint. You shall file your Answer and Proof of Service in duplicate with the Clerk of the Superior Court of New Jersey, Hughes Justice Complex - CN 971, Trenton, New Jersey 08625, in accordance with the Rules of Civil Practice and Procedure. You are further advised that if you are unable to obtain an attorney you may communicate with the Lawyer Referral Service of the County of Venue and that if you cannot afford an attorney, you may communicate with the Legal Services Office of the County of Venue. The telephone number of such agencies are as follows: Lawyer Referral Service 732-431-5544 - Legal Services Office 732-866-0020. THE ACTION has been instituted for the purpose of foreclosing the following tax sale certificate: 1. A certain tax certificate 2022-028, sold on 7/21/2022, dated 7/22/2021, and was recorded on 8/30/2022 in Mortgage Book 9613 at Page 889, made by MICHAEL J. BASCOM, Collector of Taxes of NEPTUNE TWP, and State of New Jersey to CHRISTIANA TRUST AS CUSTODIAN GSRAN-Z, LLC and subsequently assigned to plaintiff, CHRISTIANA TRUST AS CUSTODIAN GSRAN-Z, LLC. This covers real estate located in NEPTUNE TWP, County of MONMOUTH, and State of New Jersey, known as LOT 3 BLOCK 501 as shown on the Tax Assessment Map and Tax Map duplicate of NEPTUNE TWP. and concerns premises commonly known as 1421 HECK AVE, NEPTUNE TWP, New Jersey. YOU, IDA COAKLEY, HER HEIRS, DEVISEES AND PERSONAL REPRESENTATIVES AND HIS, HER, THEIR OR ANY OF THEIR SUCCESSORS IN RIGHT, TITLE AND INTEREST; BRYAN MCCRAY, HIS HEIRS, DEVISEES AND PERSONAL REPRESENTATIVES AND HIS, HER, THEIR OR ANY OF THEIR SUCCESSORS IN RIGHT, TITLE AND INTEREST; LANISE MCCRAY; ALNISA MCCRAY A/K/A ALISHA MCCRAY; TREVOR MCCRAY, are made party defendant to the above foreclosure action because you are the owner of a property which is the subject of the above entitled action. YOU, JOHN DOE, HUSBAND OF LANISE MCCRAY, SAID NAME JOHN DOE BEING FICTITIOUS; JOHN DOE, HUSBAND OF ALNISA MCCRAYA/K/A ALISHA MCCRAY, SAID NAME JOHN DOE BEING FICTITIOUS; MRS. TREVOR MCCRAY, WIFE OF TREVOR MCCRAY, are made party defendant to the above foreclosure action because plaintiff has been unable to determine whether defendant LANISE MCCRAY; ALNISA MCCRAY A/K/A ALISHA MCCRAY; TREVOR MCCRAY is married, and if married, the name of LANISE MCCRAY; ALNISA MCCRAY A/K/A ALISHA MCCRAY; TREVOR MCCRAY's spouse. If LANISE MCCRAY; ALNISA MCCRAY A/K/A ALISHA MCCRAY; TREVOR MCCRAY is married, the plaintiff joins JOHN DOE, HUSBAND OF LANISE MCCRAY, SAID NAME JOHN DOE BEING FICTITIOUS; JOHN DOE, HUSBAND OF ALNISA MCCRAYA/K/A ALISHA MCCRAY, SAID NAME JOHN DOE BEING FICTITIOUS; MRS. TREVOR MCCRAY, WIFE OF TREVOR MCCRAY as a defendant for any possessory or marital rights you may have. YOU, ELECTRA S FOWLER, are made party defendant to the above foreclosure action because on September 5, 2001, a child support judgment was entered in the Superior Court of New Jersey, Monmouth County, by Electra S Fowler and Monmouth County CWA against Bryan K McCray. Said judgment was entered as Judgment No. J-235391-2001, CS62219087A. Said judgment is subordinate to the Plaintiff's lien. YOU, CHRISTY M MCCRAY, are made party defendant to the above foreclosure action because on September 1, 2022, a child support judgment was entered in the Superior Court of New Jersey, Monmouth County, by Christy M McCray against Bryan T McCray. Said judgment was entered as Judgment No. J-110275-2022, CS91649945A. Said judgment is subordinate to the Plaintiff's lien. Defendants are hereby provided NOTICE of the right to exercise affirmative defense of surplus equity to this foreclosure action, per Tyler v. Hennepin, 598 U.S. 631 (2023). A. If the plaintiff's lien is not redeemed, or you do not elect to have this action brought to sheriff's sale, you are at risk to lose your equity in the property. B. The potential loss of equity in the Property is a valid basis to contest this matter; and C. You have the right to request a sheriff's sale which would then require any surplus beyond the amount owed to plaintiff to be deposited with the Superior Court Trust Fund. DATED: October 23, 2025 Michelle M. Smith, Clerk of the Superior Court of New Jersey October 25 2025 LNYS0395068 $96.36