SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION BERGEN COUNTY DOCKET NO. F-002877-25 FILE NO. 30866-24 NOTICE TO ABSENT DEFENDANT (L.S.) STATE OF NEW JERSEY TO: RAYMOND CLANTON, HIS HEIRS, DEVISEES AND PERSONAL REPRESENTATIVES AND HIS, HER, THEIR OR ANY OF THEIR SUCCESSORS IN RIGHT, TITLE AND INTEREST; MRS. RAYMOND CLANTON, WIFE OF RAYMOND CLANTON; YOU ARE HEREBY SUMMONED AND REQUIRED to serve upon PELLEGRINO AND FELDSTEIN, LLC, plaintiff's attorneys, whose address is 290 Route 46 West, Denville, NJ, an Answer to the Amended Complaint filed in a Civil Action, in which JMRC HOLDINGS, LLC is the plaintiff and RAYMOND CLANTON, HIS HEIRS, ET ALS; are defendants, pending in the Superior Court of New Jersey, Chancery Division, BERGEN County and bearing Docket No. F-002877-25 within thirty-five (35) days after October 28, 2025 exclusive of such date. If you fail to answer or appear in accordance with Rule 4:4-6, Judgment by Default may be rendered against you for relief demanded in the Amended Complaint. You shall file your Answer and Proof of Service in duplicate with the Clerk of the Superior Court of New Jersey, Hughes Justice Complex - CN 971, Trenton, New Jersey 08625, in accordance with the Rules of Civil Practice and Procedure. You are further advised that if you are unable to obtain an attorney you may communicate with the Lawyer Referral Service of the County of Venue and that if you cannot afford an attorney, you may communicate with the Legal Services Office of the County of Venue. The telephone number of such agencies are as follows: Lawyer Referral Service 201-488-0044 - Legal Services Office 201-487-2166. THE ACTION has been instituted for the purpose of foreclosing the following tax sale certificate: 1. A certain tax certificate 20000064, sold on 12/29/2020, dated 12/30/2020, and was recorded on 5/6/2021 in Mortgage Book 4126 at Page 56, made by ELISA COCCIA, Collector of Taxes of HACKENSACK, and State of New Jersey to JMRC HOLDINGS, LLC and subsequently assigned to plaintiff, JMRC HOLDINGS, LLC. This covers real estate located in HACKENSACK, County of BERGEN, and State of New Jersey, known as LOT 8 C0G16 ADTL LOTS 9,10 BLOCK 540 as shown on the Tax Assessment Map and Tax Map duplicate of HACKENSACK. and concerns premises commonly known as 20 JEFFERSON ST, HACKENSACK, New Jersey. YOU, RAYMOND CLANTON, HIS HEIRS, DEVISEES AND PERSONAL REPRESENTATIVES AND HIS, HER, THEIR OR ANY OF THEIR SUCCESSORS IN RIGHT, TITLE AND INTEREST, are made party defendant to the above foreclosure action because you are the owner of a property which is the subject of the above entitled action. YOU, MRS. RAYMOND CLANTON, WIFE OF RAYMOND CLANTON, are made party defendant to the above foreclosure action because plaintiff has been unable to determine whether defendant RAYMOND CLANTON is married, and if married, the name of RAYMOND CLANTON's spouse. If RAYMOND CLANTON is married, the plaintiff joins MRS. RAYMOND CLANTON, WIFE OF RAYMOND CLANTON as a defendant for any possessory or marital rights you may have. Defendants are hereby provided NOTICE of the right to exercise affirmative defense of surplus equity to this foreclosure action, per Tyler v. Hennepin, 598 U.S. 631 (2023). A. If the plaintiff's lien is not redeemed, or you do not elect to have this action brought to sheriff's sale, you are at risk to lose your equity in the property. B. The potential loss of equity in the Property is a valid basis to contest this matter; and C. You have the right to request a sheriff's sale which would then require any surplus beyond the amount owed to plaintiff to be deposited with the Superior Court Trust Fund. DATED: October 24, 2025 Michelle M. Smith, Clerk of the Superior Court of New Jersey October 28 2025 LNYS0395872 $65.12