IN THE CIRCUIT COURT OF THE 14TH JUDICIAL CIRCUIT IN AND FOR BAY COUNTY, FLORIDA CASE NO.: 25000337CA CITIZENS BANK NA F/K/A RBS CITIZENS Plaintiff, vs. THURMAN WILLIS, JR.; RHONDA JANE WILLIS, Defendant(s). / NOTICE OF SALE PURSUANT TO CHAPTER 45 NOTICE OF SALE IS HEREBY GIVEN pursuant to the order of Summary Final Judgment of Foreclosure dated September 17, 2025, and entered in Case No. 25000337CA of the Circuit Court of the 14TH Judicial Circuit in and for Bay County, Florida, wherein CITIZENS BANK NA f/k/a RBS CITIZENS NA, is Plaintiff and Thurman Willis, Jr.; Rhonda Jane Willis, are Defendants, the Office of the Clerk, Bay County Clerk of the Court will sell via online auction at www.bay.realforeclose.com at 11:00 a.m. Central Time (12:00 p.m. Eastern Time) on the 17th day of December, 2025, the following described property as set forth in said Final Judgment, to wit: LOT 21, BLOCK D, THE GLADES, ACCORDING TO THE PLAT ON FILE IN PLAT BOOK 15, PAGES 53 THROUGH 57, IN THE OFFICE OF THE CLERK OF THE CIRCUIT OF BAY COUNTY, FLORIDA. Property Address: 105 Heron Turn, Panama City Beach, Florida 32407 and all fixtures and personal property located therein or thereon, which are included as security in Plaintiffs mortgage.Any person claiming an interest in the surplus funds from the sale, if any, other than the property owner as of the date of the lis pendens must file a claim before the clerk reports the surplus as unclaimed. If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator by mail at P. O. Box 1089, Panama City, FL 32402 or by phone at (850) 747-5338 at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days. If you are hearing impaired, please call 711 or email adarequest@jud 14.flcourts.org. Dated: 10/20/2025 Bill Kinsaul As Clerk of said Court Cheyenne Mask As Deputy Clerk McCabe, Weisberg & Conway, LLC 3222 Commerce Place, Suite A West Palm Beach, Florida, 33407 Telephone: (561) 713-1400 Email: FLpleadinss@mwc-law.com PUBLISH: Panama City News Herald  PCNH11769955 Publication; Oct 26 & Nov 2, 2025