IN THE CIRCUIT COURT OF THE FOURTEENTH JUDICIAL CIRCUIT IN AND FOR BAY COUNTY, FLORIDA MIDFIRST BANK, Plaintiff, vs. NICOLE SNIPES A/K/A NICOLE MAE MUNSHOWER; TAMMY ROBARTS A/K/A TAMMY ROBERTS; UNITED STATES OF AMERICA-DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT; CAPITAL ONE BANK (USA), N A; BAY MEDICAL CENTER SACRED HEART HEALTH SYSTEM, UNKNOWN TENANT ANY AND ALL UNKNOWN PARTIES CLAIMING BY, THROUGH, UNDER AND AGAINST THE HEREIN NAMED INDIVIDUAL DEFENDANT(S) WHO ARE NOT KNOWN TO BE DEAD OR ALIVE, WHETHER SAID UNKNOWN PARTIES MAY CLAIM AN INTEREST AS SPOUSES, HEIRS, DEVISEES, GRANTEES, OR OTHER CLAMANTS Defendant(s). 24000932CA NOTICE OF FORECLOSURE SALE PURSUANT TO CHAPTER 45 NOTICE IS HEREBY GIVEN that sale will be made pursuant to an Order or Final Judgment. Final Judgment was awarded on October 16 2025 in Civil Case No. 24000932CA, of the Circuit coun ofthe FOURTEENTH Judicial Circuit in and for Bay County, Florida, wherein, MIDFIRST BANK is the Plaintiff, and NICOLE SNIPES A/K/A NICOLE MAE MUNSHOWER; TAMMY ROBARTS A/K/A TAMMY ROBERTS; UNITED STATES OF AMERICA-DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT; CAPITAL ONE BANK (USA), N A; BAY MEDICAL CENTER SACRED HEART HEALTH SYSTEM; UNKNOWN TENANT ANY AND ALL UNKNOWN PARTIES CLAIMING BY, THROUGH, UNDER AND AGAINST THE HEREIN NAMED INDIVIDUAL DEFENDANT(S) WHO ARE NOT KNOWN TO BE DEAD OR ALIVE, WHETHER SAID UNKNOWN PARTIES MAY CLAIM AN INTEREST AS SPOUSES, HEIRS, DEVISEES, GRANTEES, OR OTHER CLAIMANTS are Defendants. The Clerk of the Court, Bill Kinsaul will sell to the highest bidder for cash at www.bay.realforeclose.com on December 18, 2025 at I I AM CST the following described real property as set forth in said Final Judgment, to wit: COMMENCING AT THE PRM AT THE SOUTHEAST CORNER OF SECTION 17, TOWNSHIP 4 SOUTH, RANGE 13 WEST, BAY COUNTY, FLORIDA; THENCE NORTH 88 DEGREES 58 MINUTES 55 SECONDS WEST (BASIS OF BEARING IS EAST LINE OF SAID SECTION 17 WHICH HAS A BEARING OF NORTH 03 DEGREES 31 MINUTES 21 SECONDS WEST), ALONG THE SOUTH LINE OF SAID SECTION 17, 674.48 FEET TO THE POINT OF BEGINNING; THENCE CONTINUE NORTH 88 DEGREES 58 MINUTES 55 SECONDS WEST, 195.39 FEET; THENCE NORTH 30 DEGREES 11 MINUTES 43 SECONDS WEST, 82.62 FEET; THENCE NORTH 18 DEGREES 03 MINUTES 13 SECONDS WEST, 73.92 FEET; THENCE NORTH 22 DEGREES 40 MINUTES 09 SECONDS EAST, 68.99 FEET; THENCE SOUTH 88 DEGREES 40 MINUTES 51 SECONDS EAST, 225.52 FEET; THENCE SOUTH 02 DEGREES 10 MINUTES 55 SECONDS EAST, 203.67 FEET TO THE POINT OF BEGINNING. SUBJECT TO AN EXISTING COUNTY ROAD. AND COMMENCING AT THE PRM AT THE SOUTHEAST CORNER OF SECTION 17, TOWNSHIP 4 SOUTH, RANGE 13 WEST, BAY COUNTY, FLORIDA; THENCE NORTH 88 DEGREES 58 MINUTES 55 SECONDS WEST (BASIS OF BEARING IS EAST LINE OF SAID SECTION 17 WHICH HAS A BEARING OF NORTH 03 DEGREES 31 MINUTES 21 SECONDS WEST), ALONG THE SOUTH LINE OF SAID SECTION 17, A DISTANCE OF 632.62 FEET TO THE POINT OF BEGINNING; THENCE CONTINUE NORTH 88 DEGREES 58 MINUTES 55 SECONDS WEST, 41.60 FEET, MORE OR LESS, TO THE SOUTHEAST CORNER OF A PARCEL AS DESCRIBED IN OFFICIAL RECORDS BOOK 440, PAGE 708, OF THE PUBLIC RECORDS OF BAY COUNTY, FLORIDA; THENCE NORTH 02 DEGREES 10 MINUTES 55 SECONDS WEST ALONG THE EAST LINE OF SAID PARCEL, A DISTANCE OF 203.67 FEET; THENCE SOUTH 88 DEGREES 04 MINUTES 51 SECONDS EAST, 36.84 FEET; THENCE SOUTH 03 DEGREES 31 MINUTES 21 SECONDS EAST, 203.80 FEET TO THE POINT OF BEGINNING. Any person claiming an interest in the surplus from the sale, if any, other than the property owner as of the date of the lis pendens must file a claim before the clerk reports the surplus as unclaimed. WITNESS my hand and the seal of the court on October 20, 2025. CLERK OF THE COURT Bill Kinsaul Deputy Clerk ALDRIDGE PITE, LLP Attorney for Plaintiff 401 W. Linton Blvd. Suite 202-B Delray Beach, FL 33444 Telephone: 561-392-6391 Facsimile: 561-392-6965 Primary E-Mail: ServiceMail@aldridgepite.com IMPORTANT AMERICANS WITH DISABILITIES ACT: If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator by mail at P. O. Box 1089, Panama City, FL 32402 or by phone at (850) 747-5338 at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days. If you are hearing impaired, please call 711 or email ADARequest@jud14.flcourts.org. #11770824; 10/26 11/2/2025