ANTHONY CURETON, SHERIFF OFFICE OF THE BERGEN COUNTY SHERIFF 25000757 SHERIFF'S NOTICE SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION BERGEN COUNTY DOCKET NO. F00216524   Plaintiff: MILLENIUM TRUST COMPANY, LLC CUST FBO PRIME MERIDIAN NPL, LLC, vs. Defendant: OSWALD FINDLAY; DEBBIE FINDLAY; ISIAH FINDLAY, TENANT/OCCUPANT; RESHA FINDLAY, TENANT/OCCUPANT   Writ of Execution Date: 12/24/2024 Attorney:  WALDMAN & KAPLAN PA 174 NASSAU STREET, SUITE 313 PRINCETON, NJ 08542   By virtue of the above stated writ to me directed and delivered, I have levied upon and will expose for sale at public venue at the Sheriff's Office in the City of Hackensack, 2 Bergen County Plaza, Hackensack, NJ 07601 on Friday, November 21, 2025 at twelve o'clock in the afternoon, prevailing time; County of Bergen, State of New Jersey. All that certain land and premises situated in the City of ENGLEWOOD, County of BERGEN and State of New Jersey; Commonly Known As: 142 Orange Street, englewood, nj 07631; Tax Lot: 9, Block: 2016 Dimensions (Approx.): 125.00 ft x 75.00 ft x 125.00 ft x 75.00 ft Number of Feet to Nearest Cross Street: 150.00 ft UPSET: $440,000.00 Plus Post Judgment Rate of Interest Per diem amount of $83.05 for every day after 12/24/2024 up to sale. Amount Due for Taxes: As of October 20th, 2025, Taxes are due in the amount of $4,829.75. Prior Liens: Tax Sale Certificate Secured Party: Phoenix Funding, Inc. Tax Sale Certificate No.: Amount: $11,275.50 + additional fees, costs, and interest after 02/28/2025 As the above description does not constitute a full legal description, said full legal description is annexed to that certain mortgage recorded in the Bergen County Clerk's Office in Book 03307, at Page 1176, and the Writ of Execution on file with the Sheriff of Bergen County. SURPLUS MONEY: If after the sale and satisfaction of the mortgage debt, including costs and expenses, there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to the Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person's claim and asking for an order directing payment of the surplus money. The Sheriff or other person conducting the sale will have information regarding the surplus, if any.** Together with all and singular the rights, liberties, privileges, hereditaments and appurtenances thereunto belonging or in anywise appertaining and the reversion and remainders, rents, issues and profits thereof, and also all the estate, right, title, interest, use, property, claim and demand of the said defendants of, in, to and out of the same, be sold to pay and satisfy in the first place unto the said plaintiff the sum of $551,151.62, plus interest thereon; 20% of the purchase price in the form of certified Check or Cash is required at time of sale. The property shall be sold subject to all liens and encumbrances of record and the Sheriff makes no representations expressed or implied, as to the existence, amount, or validity of any liens and encumbrances on the property which is the subject matter of this sale. This notice is further subject to Conditions of Sale as set forth by the Sheriff of Bergen County and is subject to the terms and conditions of the Foreclosure Fairness Act. The short form description provided herein does not constitute a full legal description. A full legal description is annexed to the Writ of Execution on file with the Sheriff of Bergen County. The Record/Herald News Fee: $267.52 (152) Ad#11771131 10/29, 11/5, 11/12, 11/19/2025