LEGAL NOTICE NOTICE OF MORTGAGE FORECLOSURE SALE STATE OF ALABAMA ETOWAH COUNTY Default having been made in the payment of the debt secured by that certain mortgage executed by Joshua Brock Totherow and Rachelle N. Hunt, Mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Homestar Financial Corp., Mortgagee, on August 5, 2020, said mortgage being recorded on August 6, 2020 in the Probate Office of Etowah County, Alabama in Instrument Number 3506251, and later assigned to Carrington Mortgage Services, LLC, by reason of such default, having declared all the indebtedness secured by said mortgage due and payable, and such default continuing, notice is hereby given that, acting under the power of sale contained in said mortgage, Carrington Mortgage Services, LLC will sell at public outcry, for cash, to the highest bidder, in front of the Courthouse door in the City of Gadsden, Etowah County, Alabama during the legal hours of sale on December 18, 2025 the following described real estate situated in Etowah County, Alabama, to wit: To reach a point of beginning commence at the Northeast corner of the NE1/4 of the SW1/4 of Section 20, Township 12 South, Range 7 East; thence proceed in a Southerly direction along the East boundary line of said quarter section a distance of 840 feet to the point of beginning; thence in a Southerly direction continuing along said East boundary line a distance of 161 feet, more or less; thence at a right angle and in a Westerly direction a distance of 910 feet, more or less, to the East side of the Taylor public road; thence in a Northerly direction and along the East side of said Taylor public road to a point which is due West from the point of beginning and on a straight line which is perpendicular to the East boundary line of said quarter section; thence in an Easterly direction a distance of 885 feet, more or less, to said point of beginning, all being in the NE1/4 of the SW1/4 of Section 20, Township 12 South, Range 7 East and in Etowah County, Alabama. Property address purported to be: 1006 Taylor Road, Glencoe, AL 35905 Tax Parcel Number. 14-04-20-3-000.-037.000 NOTE: Property address and tax parcel number are provided for informational purposes only. Commonly known as: 1006 Taylor Rd., Glencoe, AL 35095 Tax ID #: 14-04-20-3-000-037.000 THIS PROPERTY WILL BE SOLD ON AN “AS IS, WHERE IS” BASIS, WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO. Said sale will be made subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the mortgage first set out above and restrictions of record in the Probate Office aforesaid, matters of survey, and to any Federal or State Tax liens, if any, and/or special assessments, if any, which might adversely affect the title to the premises.  Said sale will be made for the purpose of paying the indebtedness secured by the above described mortgage to Carrington Mortgage Services, LLC, Mortgagee, and the proceeds thereof will be applied as provided for in the terms of said mortgage. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. The successful bidder must tender a non-refundable deposit of Five Thousand Dollars ($5,000.00) in certified funds made payable to McMichael Taylor Gray LLC at the time and place of the sale. The balance of the purchase price must be paid in certified funds by noon the next business day to McMichael Taylor Gray LLC at 3550 Engineering Drive, Suite 260, Peachtree Corners, GA 30092. McMichael Taylor Gray, LLC reserves the right to award the bid to the next highest bidder should the highest bidder fail to timely tender the total amount due. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation. Carrington Mortgage Services, LLC AS ATTORNEY IN FACT FOR Joshua Brock Totherow and Rachelle N. Hunt MARK A. BAKER, Attorney for Mortgagee  McMichael Taylor Gray, LLC 3550 Engineering Drive, Suite 260 Peachtree Corners, GA 30092 404-474-7149 MTG File No.: AL2025-00445 #11801247 11/5,12,19/25