NOTICE OF SALE UNDER POWER
GEORGIA, COLUMBIA COUNTY
Under and by virtue of the Power of Sale contained in a Security Deed given by Mikerion L Tate to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Guild Mortgage Company LLC, its successors and assigns dated August 30, 2021, recorded in Deed Book 13917, Page 49, Columbia County, Georgia Records, as last transferred to Guild Mortgage Company LLC by assignment recorded in Deed Book 14851, Page 241, Columbia County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED NINETY-SIX THOUSAND SIX HUNDRED SEVENTY AND 0/100 DOLLARS ($296,670.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Columbia County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2025, the following described property:
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned.
Guild Mortgage Company LLC is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Guild Mortgage Company LLC, 5887 Copley Drive, 3rd floor, San Diego, CA 92111, 8003654441.
Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.
To the best knowledge and belief of the undersigned, the party in possession of the property is Mikerion L Tate or a tenant or tenants and said property is more commonly known as 436 Sebastian Dr, Grovetown, GA 30813. Should a conflict arise between the property address and the legal description the legal description will control.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Guild Mortgage Company LLC
as Attorney in Fact for
Mikerion L Tate
McCalla Raymer Leibert Pierce, LLP
1544 Old Alabama Rd
Roswell, GA 30076
www.foreclosurehotline.net
EXHIBIT "A"
All that lot or parcel of land, with improvements thereon, situate, lying and being in the State of Georgia, County of Columbia, being shown and designated as Lot 23, Block A, Phase II, Willow Oak Village Subdivision, on a plat recorded in the Office of the Clerk of Superior Court of Columbia County, Georgia, in Plat Cabinet G, Slide 172 #3-5; Reference being made to said plat for a more complete and accurate description of the metes, bounds and location of said property.
Said property conveyed subject to any applicable easements, restrictions shown on said plat and filed of record and to Protective Covenant recorded in Deed Book 6737, Page 284, as amended, aforesaid records covenants and rights-of-way of record in aforesaid Clerk's Office.
Tax Map and Parcel: 052 619
Property Address: 436 Sebastian Dr
Derivation: 10579/183
MR / GW December 2, 2025
Our file no. 23-12270GA-FT17
23-12270GA