FORECLOSURE NOTICE (ALL COUNTIES) AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. ATTENTION HOMEOWNER: IF YOU ARE A MILITARY SERVICE MEMBER ON ACTIVE DUTY, IF YOUR PERIOD OF ACTIVE DUTY HAS CONCLUDED LESS THAN 90 DAYS AGO, OR IF YOU HAVE BEEN ORDERED TO ACTIVE DUTY, PLEASE CONTACT THE ATTORNEY FOR THE PARTY FORECLOSING THE MORTGAGE AT THE TELEPHONE NUMBER STATED IN THIS NOTICE. Notice of Foreclosure by Advertisement – Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier's check at the place of holding the circuit court in Emmet County, starting promptly at 9:00 AM a.m./p.m. on December 10, 2025. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default having been made in the terms and conditions of a certain mortgage made by Steve Dainoviec Jr, and Sharon Dainoviec of Emmet County, Michigan, Mortgagor to Fifth Third Bank (North Michigan) dated the 25th day of January, 2005, and recorded in the office of the Register of Deeds, for the County of Emmet and State of Michigan, on the 21st day of February, 2005, Liber 1062, Page 285, of the Emmet County Records on which mortgage there is claimed to be due, at the date of this notice, for principal of $48,253.53 plus accrued interest at 9.00000% percent per annum. Which said premises are described as follows: All that certain piece or parcel of land situated in the City of Petoskey, in the County of Emmet and State of Michigan and described as follows to wit: PARCEL 1: Land situated in the City of Petoskey, Emmet County, Michigan: Part of the Southwest 1/4 of the Northeast 1/4 of Section 5, T34N R5W, City of Petoskey, Emmet County, Michigan: Commencing 609.84 feet North and 363.50 feet West of the Southeast Comer of the Southwest 1/4 of the Northeast 1/4 of Section 5, T34N R5W; Thence West 98.5 feet; Thence South 203.28 feet; Thence East 98.50 feet; Thence North 203.28 feet, (recorded as N00°14'10"W 203.42 feet), to the Point of Beginning. AND Commencing at the Southwest comer of the Plat of L'ECOLE VIEW NO. 2, according to the Plat thereof as recorded in Liber 10 of Plats, Pages 31 and 32, Emmet County Records; Thence along the North line, of Hoffman Street, S89°57'04"W 107.33 feet; Thence N00°17'13"W 407.62 feet, for the Point of Beginning; Thence continuing, N00°17'13"W 39.00 feet; Thence N89°57'04"E 107.10 feet; Thence S00°19'00"E 39.00 feet, along a portion of the west line of land described in a quit claim deed recorded in Liber 378, Page 817, Emmet County Records; Thence S89°57'04"W 107.12 feet, to the Point of Beginning. PARCEL 2: The West 25.00 feet of the following Described Parcel: Land situated in the City of Petoskey, Emmet County, Michigan: That part of the West 1/2 of the Northeast 1/4 of Section 5, Township 34 North, Range 5 West; Commencing at an Emmet County monument at the South 1/4 comer of said Section 5; thence North 00°03'40" West on the North and South 1/4 line of said Section 5, a distance of 1322.22 feet to a 1/2" iron rod (in box) at the South 1/8 comer of said Section 5; thence North 00°05'51" West on said 1/4 line 1327.41 feet to an iron marker (in box) at the center of said Section 5; thence North 89°56'52" East (recorded as North 89°57'00" East) on the East and West 1/4 line of said Section 5 (as monumented) a distance of 1312.13 feet to a T-iron stake at the Southeast comer of Lot 8, Plat of L'ECOLE VIEW and on the East 1/8 line of said Section 5, (said point being recorded as 1312.04 feet South 89°57'00" West of the East 1/4 comer of said Section 5); thence North 00°19'07" West along the East line of Lot 8, L'ECOLE VIEW, and the East line of Lots 9 and 10 L'ECOLE VIEW #2, said East Plat line also being the East 1/8 line of said Section 5, a distance of 406.60 feet (recorded as North 00°19'00" West 406.56 feet) to a concrete monument at the Northeast comer of said Lot 10 in the Plat of L'ECOLE VIEW #2: thence South 89°57'00" West along the North line of the Plat of L'ECOLE VIEW #2, a distance of 263.15 feet to a 1/2" iron rod at the TRUE POINT OF BEGINNING OF THE LAND HEREIN DESCRIBED; thence continuing south 89°57'00" West on said North plat line 100.00 feet; thence leaving said plat line North 00°14'10" West 203.48 feet (recorded as North 00°20'23" West 203.14 feet) to a T-iron stake on the Southerly right of way line of Hill Street; thence North 89°58'48" East (recorded as North 89°52'57" East) on said Southerly right of way line 100.00 feet to a 1/2" iron rod; thence leaving said street line South 00°14'10" East 203.42 feet, (recorded as South 203.28 feet), to the Point of Beginning Commonly known as: 1212 Hill Street, Petoskey, MI 49770 Tax ID: 52-19-05-200-093 If the property is sold at a foreclosure sale the borrower, pursuant to MCLA 600.3278 will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. The redemption period shall be six months from the date of such sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. Dated: November 06, 2025 By: Benjamin N. Hoen #P-81415 Weltman, Weinberg & Reis Co., L.P.A. 5990 West Creek Road, Suite 200 Independence, OH 44131 Telephone: 216-739-5100 Fax: 216-363-4034 Email: bhoen@weltman.com WWR#: 25-000825-1   1576393 (11-06)(11-28)  Invoice Date: 11/28/2025