IN THE CIRCUIT COURT FOR BAY COUNTY, FLORIDA PROBATE DIVISION IN RE: ESTATE OF SHAWN JAMES KIRKHAM Deceased File No. 25000819CP Division PROBATE NOTICE TO CREDITORS (Summary Administration) TO ALL PERSONS HAVING CLAIMS OR DEMANDS AGAINST THE ABOVE ESTATE: You are hereby notified that an Order of Summary Administration has been entered in the estate of SHAWN JAMES KIRKHAM, deceased, File Number 25000819CP, by the Circuit Court for BAY County, Florida, Probate Division, the address of which is 300 E. 4TH STREET, PANAMA CITY, Florida 32401, that the decedent's date of death was December 19, 2024, that the estimated total value of the estate is $22,890.00 and that the names and addresses of those to whom it has been assigned by such order are: Name BANK OF AMERICA, N. A. Address One Town Center Road, Suite 701 Boca Raton, FL 33486 ALL INTERESTED PERSONS ARE NOTIFIED THAT: All creditors of the estate of the decedent and persons having claims or demands against the estate of the decedent other than those for whom provision for full payment was made in the Order of Summary Administration must file their claims with this court WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES SECTION 733.702. ALL CLAIMS AND DEMANDS NOT SO FILED WILL BE FOREVER BARRED. NOTWITHSTANDING ANY OTHER APPLICABLE TIME PERIOD, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT'S DATE OF DEATH IS BARRED. The personal representative has no duty to discover whether any property held at the time of the decedent's death by the decedent or the decedent's surviving spouse is property to which the Florida Uniform Disposition of Community Property Rights at Death Act as described in ss. 732.216-732.228, Florida Statutes, applies, or may apply, unless a written demand is made by a creditor as specified under s. 732.2211, Florida Statutes. The written demand must be filed with the clerk. The date of first publication of this notice is November 19, 2025. Attorney for Person Giving Notice: CHARLES H SANFORD Florida Bar Number: 702821 3003 Cardinal Dr Ste B Vero Beach, FL 32963 Telephone: (772) 492-1695 Fax: (772) 492-1697 E-Mail: charleshsanfordlaw@comcast.net Secondary E-Mail: CAPTCHARLZ@AOL.COM Person Giving Notice: Andrew Thomas, Vice President Bank of America, N.A. One Town Center Road, Suite 701 Boca Raton, Florida 33486 November 19, 26 2025 LSAR0408982