IN THE CIRCUIT COURT OF THE NINTH JUDICIAL CIRCUIT COUNTY OF FULTON, STATE OF ILLINOIS PENNYMAC LOAN SERVICES, LLC, Plaintiff(s), vs. JAMES R. WARD, TIFFANY L. WARD, UNITED STATES OF AMERICA, UNKNOWN OWNERS AND NON-RECORD CLAIMANTS, Defendant(s). Case No. 25 FC 43 PUBLICATION NOTICE The requisite Affidavit for Publication having been filed, notice is hereby given to you: JAMES R. WARD, TIFFANY L. WARD, NONRECORD CLAIMANTS and UNKNOWN OWNERS, Defendants in the above entitled suit, that said suit has been commenced in the Circuit Court of Fulton County, Chancery Division, by the said Plaintiff, against you and other Defendants, praying for foreclosure of a certain Real Estate Mortgage conveying the premises described as follows, to wit: A PART OF LOTS EIGHTEEN (18) AND NINETEEN (19) IN CHAPMAN AND REED'S ADDITION TO THE TOWN, NOW CITY OF FARMINGTON, BOUNDED AND DESCRIBED AS FOLLOWS: COMMENCING AT THE NORTHWEST CORNER OF SAID LOT EIGHTEEN (18), RUNNING THENCE EAST 71 FEET, THENCE SOUTH 117 FEET AND 10 INCHES, THENCE WEST 71 FEET, THENCE NORTH 117 FEET AND 10 INCHES TO THE PLACE OF BEGINNING, SITUATED IN THE COUNTY OF FULTON, IN THE STATE OF ILLINOIS. Tax Number: 05-04-12-114-001 commonly known as 380 E FORT ST FARMINGTON IL 61531; and which said Real Estate Mortgage was made by JAMES R. WARD AND TIFFANY L. WARD, and recorded in the Office of the Fulton County Recorder as Document Number 1672829 UNDER LOAN MODIFICATION AGREEMENTS RECORDED AS DOCUMENT NUMBERS 1987263 AND 2202863; that Summons was duly issued out of the said Court against you as provided by law, and that the said suit is now pending. Now, therefore, unless you, the said named Defendant, file your answer to the Complaint in the said suit or otherwise make your appearance therein, in the office of the Circuit Court of Fulton County, located at 100 NORTH MAIN STREET, LEWISTOWN, IL 61542, on or before December 19, 2025, default may be entered against you at any time after that day and a judgment entered in accordance with the prayer of said Complaint. LAW OFFICES OF IRA T. NEVEL, LLC Attorney for Plaintiff Ira T. Nevel - ARDC #6185808 Timothy R. Yueill - ARDC #6192172 Greg Elsnic - ARDC #6242847 Aaron Nevel - ARDC #6322724 Andrew Chu - ARDC #6285924 175 North Franklin St. Suite 201 Chicago, Illinois 60606 (312) 357-1125 Pleadings@nevellaw.com KP # 25-02086 I3276519