SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION MORRIS COUNTY DOCKET NO. F-008419-25 OUR FILE NUMBER: NJ202500000342 NOTICE TO ABSENT DEFENDANTS STATE OF NEW JERSEY TO ANN DEL RIO AND VALMIRA FERATI YOU ARE HEREBY summoned and required to serve upon Stern & Eisenberg, PC, Plaintiff's attorneys, whose address is 1120 Rt. 73, Suite 400, Mt. Laurel, New Jersey 08054, telephone (609) 397-9200, an Answer to the Foreclosure Complaint filed in a civil action, in which U.S. Bank Trust Company, National Association, as Trustee for Velocity Commercial Capital Loan Trust 2024-6 is a Plaintiff and Ann Del Rio and Valmira Ferati is a defendant, pending in the Superior Court of New Jersey within 35 days after December 1, 2025, the date of publication, exclusive of such date. If you fail to do so, judgment by default may be rendered against you for the relief demanded in the Complaint. You shall file your Answer and proof of service in duplicate with the Clerk of the Superior Court, Hughes Justice Complex, P.O. Box 971, Trenton, New Jersey 08625 in accordance with the Rules of Civil Practice and Procedure. You are further advised that if you are unable to obtain an attorney, you may communicate with the New Jersey State Bar Association or Lawyer Referral Service of the county of venue and that if you cannot afford an attorney, you may communicate with the Legal Services office of the county of venue. A directory with contact information for local Legal Services Offices and Lawyer Referral Services is available in the Civil Division Management Office in the county listed above and online at: http://www.judiciary.state.nj.us/prose/10153_deptyclerklawref.pdf. THE ACTION has been instituted for the purpose of foreclosing the following Mortgage: Dated: October 28, 2024 In the amount of: $227,500.00 Made by: Leonid Struga Reallty L.L.C, a New Jersey limited liability company, by Burim Ferati, Manager To: Universal Commercial Capital, a/an Nevada Corporation Recorded: October 30, 2024 at File No. 2024042770, Book 24830 and Page 590 Covers real estate located at: 57 Pine Brook Road, Lincoln Park, NJ 07035-2431 Also known as: Block 45406 f/k/a 120.06, Lot 5 f/k/a 1, in the Borough of Lincoln Park, County of Morris and State of New Jersey. You, Ann Del Rio, have been made a Defendant to this instant foreclosure action to divest any right, title or interest she may claim in, to, or against the property by virtue of the following Notice of Settlement. Said interest is subordinate to Plaintiff's mortgage. Notice of Settlement: From: Leonid Struga Realty LLC; To: Ann Del Rio; Recorded: May 12, 2025; Book: 24916; Page: 1212 You, Valmira Ferati, have been made a Defendant by reason of a judgment that was joined in our foreclosure complaint and your lien or encumbrance on the mortgaged premises is subject to Plaintiff's mortgage. The nature of which and the reason that you and each of you are joined as defendants is set forth with particularity in the Complaint, a copy of which will be furnished to you on request, addressed to the attorneys of the plaintiff at the above-mentioned address. Dated: December 1, 2025 Michelle M. Smith, Esquire, CLERK SUPERIOR COURT OF NEW JERSEY December 1 2025 LNYS0414998 $48.98