REFEREE'S NOTICE OF SALE IN FORECLOSURE SUPREME COURT - COUNTY OF ONEIDA AMERICU CREDIT UNION, Plaintiff - against - HALIM A. ABDELHAK, et al Defendant(s). Pursuant to a Judgment of Foreclosure and Sale entered on April 17, 2025. I, the undersigned Referee will sell at public auction in the Lobby of the Oneida County Supreme Court, 302 North James Street, Rome, NY 13440 on the 9th day of January, 2026 at 9:00 AM. All that tract or parcel of land situate in the City of Utica, County of Oneida, and State of New York. Premises known as 1916 Bradford Ave., Utica, NY 13504. (Section: 330.30, Block: 1, Lot: 46) Approximate amount of lien $157,348.79 plus interest and costs. Premises will be sold subject to provisions of filed judgment and terms of sale. Index No. EFCA2023-002983. William P. Schmitt, Esq., Referee. Stein, Wiener & Roth LLP Attorney(s) for Plaintiff 1400 Old Country Road, Suite 315 Westbury, NY 11590 Tel. 516-742-1212 ABDELHAK-80700 Dated: November 10, 2025 During the COVID-19 health emergency, bidders are required to comply with all governmental health requirements in effect at the time of sale including but not limited to, wearing face coverings and maintaining social distancing (at least 6-feet apart) during the auction, while tendering deposit and at any subsequent closing. Bidders are also required to comply with the Foreclosure Auction Rules and COVID-19 Health Emergency Rules issued by the Supreme Court of this County in addition to the conditions set forth in the Terms of Sale. Auction Locations are subject to change. December 12, 19, 26, January 2 2026 LNYS0416411