IN THE IOWA DISTRICT COURT FOR POLK COUNTY BMO Bank N.A. Successor By Acquisition with M&I Bank FSB, Plaintiff, vs. Spouse of Marvel Colleen Brown; the state of iowa – Department of revenue; the united states of america-internal revenue service; creditors of Marvel Colleen Brown; the heirs, devisees, legatees of Marvel Colleen Brown; all known and unknown claimants and all persons known or unknown claiming any right, title or interest and all of their heirs, spouses, assigns, grantees, legatees, devisees and all of the above-named defendants and Parties in Possession, Defendants. EQUITY NO. EQCE092262 ORIGINAL NOTICE FOR PUBLICATION To the above-named Defendants: creditors of Marvel Colleen Brown; the heirs, devisees, legatees of Marvel Colleen Brown; all known and unknown claimants and all persons known or unknown claiming any right, title or interest and all of their heirs, spouses, assigns, grantees, legatees, devisee You are notified there was on November 19, 2025 filed in the Office of the Clerk of the above-named Court a Foreclosure Petition, which prays for foreclosure of a mortgage in favor of the Plaintiff on the property described herein and judgment in rem in the amount of $55,207.50 plus interest at the rate of 10.275% per annum from May 1, 2025, such amount equaling $15.54 per day, the costs of the action including title costs of $235.00, and reasonable attorney fees and that said sums be declared a lien upon the following-described premises from January 17, 2007, located in Polk County, Iowa, to-wit: S. 13 feet Lot 30 and N. 28 Ft., Lot 31 IRA P. WITMORES ADDITION, now included in and forming a part of the City of Des Moines, Polk County, Iowa. that the mortgage on the above-described real estate be foreclosed, that a special execution issue for the sale of as much of the mortgaged premises as is necessary to satisfy the judgment and for other relief as the Court may deem just and equitable. The attorney for the Plaintiff is Matthew E. Laughlin, whose address is Dentons Tower, 215 10th Street, Suite 1300, Des Moines, Iowa 50309-3993, Phone: (515) 288-2500, Facsimile: (515) 243-0654. NOTICE THE PLAINTIFF HAS ELECTED FORECLOSURE WITHOUT REDEMPTION. THIS MEANS THAT THE SALE OF THE MORTGAGED PROPERTY WILL OCCUR PROMPTLY AFTER ENTRY OF JUDGMENT UNLESS YOU FILE WITH THE COURT A WRITTEN DEMAND TO DELAY THE SALE. IF YOU FILE A WRITTEN DEMAND, THE SALE WILL BE DELAYED UNTIL SIX MONTHS (THREE MONTHS IF THE PETITION INCLUDES A WAIVER OF DEFICIENCY) FROM ENTRY OF JUDGMENT IF THE MORTGAGED PROPERTY IS YOUR RESIDENCE AND IS A ONE-FAMILY OR TWO-FAMILY DWELLING OR UNTIL TWO MONTHS FROM ENTRY OF JUDGMENT IF THE MORTGAGED PROPERTY IS NOT YOUR RESIDENCE OR IS YOUR RESIDENCE BUT NOT A ONE-FAMILY OR TWO-FAMILY DWELLING. YOU WILL HAVE NO RIGHT OF REDEMPTION AFTER THE SALE. THE PURCHASER AT THE SALE WILL BE ENTITLED TO IMMEDIATE POSSESSION OF THE MORTGAGED PROPERTY. YOU MAY PURCHASE AT THE SALE. You must serve a motion or answer on or before the 22nd day of January, 2026, and within a reasonable time thereafter, file your motion or answer, in the Iowa District Court for Polk County, Iowa. You are notified that Polk County District Court utilizes the Electronic Document Management System. You are directed to the Iowa Court Rules Chapter 16 for general rules and information on electronic filing and, in particular, Division VI regarding the protection of personal information in court filings. If you do not, judgment by default may be rendered against you for the relief demanded in the Petition. If you need assistance to participate in court due to a disability, call the disability coordinator at 515-286-3930. Persons who are hearing or speech impaired may call Relay Iowa TTY (1-800-735-2942.) Disability coordinators cannot provide legal advice. IMPORTANT YOU ARE ADVISED TO SEEK LEGAL ADVICE AT ONCE TO PROTECT YOUR INTERESTS. January 2, 2026 Date of Third Publication December 19, 26, January 2 2026 LIOW0423782