NOTICE OF FORECLOSURE SALE UNDER POWER   CHATHAM COUNTY,  GEORGIA   Under and by virtue of the Power of Sale contained in a Security Deed given by Natalie H. Baker to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for New Century Mortgage Corporation, dated August 25, 2006, and recorded in Deed Book 312O, Page 324, Chatham County, Georgia Records, as last transferred to U.S. Bank National Association as trustee, for the registered holders of CSMC Asset-Backed Trust 2007-NC1 OSI, CSMC Asset-Backed Pass-Through Certificates, Series 2007-NC1 OSI by assignment recorded on September 24, 2010 in Book 364D Page 176 in the Office of the Clerk of Superior Court of Chatham County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Twenty-Two Thousand Four Hundred and 0/100 dollars ($122,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Chatham County, Georgia, within the legal hours of sale on January 6, 2026, the following described property: ALL THAT CERTAIN LOT, TRACT, OR PARCEL OF LAND SITUATE, LYING AND BEING IN CHATHAM COUNTY, GEORGIA, NEAR SANDFLY, AND BEING THE WESTERN SIXTY-FOUR (64') FEET OF LOT 4, OF A THREE ACRE TRACT, FORMERLY OWNED BY SILLA SAMS: THE SAID WESTERN PORTION OF SAID LOT 4, HEREBY CONVEYED BEGINNING AT A STAKE ONE HUNDRED FORTY (140') FEET WEST OF OLD SKIDAWAY ROAD ON THE NORTHERN LINE OF SAID LOT FOUR (4) AND RUNNING THENCE WESTWARDLY A DISTANCE OF (64') FEET TO A STAKE, AND THENCE RUNNING AT APPROXIMATELY RIGHT ANGLES SOUTHWARDLY A DISTANCE OF SEVENTY-FOUR (74') FEET TO A POINT WHICH IS SIX (6') FEET NORTH OF THE SOUTHERN BOUNDARY LINE OF SAID LOT FOUR (4), AND THENCE RUNNING AT APPROXIMATELY RIGHT ANGLES A DISTANCE OF SIXTY-FOUR (64') FEET TO A POINT WHICH IS ONE HUNDRED FORTY (140') FEET WEST OF THE OLD SKIDAWAY ROAD, AND THENCE RUNNING NORTHWARDLY AT APPROXIMATELY RIGHT ANGLES A DISTANCE OF SEVENTY-FOUR (74') FEET TO A POINT OF BEGINNING, AND BEING BOUNDED AS FOLLOWS: ON THE NORTH BY LOT THREE (3) OF THE SAID THREE (3) ACRE TRACT, ON THE EAST BY THE MIDDLE SEVENTY (70") FEET OF SAID LOT FOUR (4) OF THE SAID THREE (3) ACRE TRACT, ON THE SOUTH BY THE SOUTHERN SIX (6') FEET OF SAID LOT FOUR (4) OF THE SAID THREE (3) ACRE TRACT, AND ON THE WEST BY OTHER LANDS; AND BEING SHOWN AS SECTION "C" ON A MAP OR PLAT RECORDED IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF CHATHAM COUNTY, GEORGIA, IN PLAT RECORD BOOK "B", FOLIO 314. THIS IS THE SAME PROPERTY CONVEYED TO JOSEPH BUTLER HARRIS, SR., BY WARRANTY DEED DATED MARCH 20, 1992, RECORDED IN DEED BOOK 153-H, PAGE 709, THE AFORESAID CLERK'S OFFICE. SAID MAP AND DEED ARE INCORPORATED HEREIN BY REFERENCE. TOGETHER WITH A PERPETUAL EASEMENT OF RIGHT OF WAY TO THE SAID GRANTEE, THEIR HEIRS AND ASSIGNS, IN AND TO THE FOLLOWING DESCRIBED PORTION OF SAID LOT FOUR (4) OF THE SAID THREE (3) ACRE TRACT, TO WIT: ALL THE SOUTHERN SIX (6') FEET OF SAID LOT FOUR (4') OF THE SAID THREE (3) ACRE TRACT, HAVING A FRONTAGE OF SIX (6) FEET ON THE OLD SKIDAWAY ROAD AND AN APPROXIMATE RECTANGULAR DEPTH WESTWARDLY OF TWO HUNDRED FOUR (204') FEET AND BEING BOUNDED AS FOLLOWS: ON THE NORTH BY THE NORTHERN SEVENTY-FOUR (74') FEET OF THE SAID LOT FOUR (4') OF THE SAID THREE (3') ACRE TRACT, ON THE EAST BY THE OLD SKIDAWAY ROAD, ON THE SOUTH AND WEST BY OTHER LANDS, AND BEING FULLY SHOWN UPON A MAP OR PLAT RECORDED IN SAID CLERK'S OFFICE IN PLAT RECORD BOOK "B", FOIO 314, THE PROPERTY HEREBY CONVEYED BEING THE SAME CONVEYED TO THE PARTIES OF THE FIRST PART DEED RECORDED IN SAID CLERK'S OFFICE IN DEED BOOK 41-S, PAGE 176. MORE COMMONLY KNOWN AS: 0 SKIDAWAY ROAD, SAVANNAH, GA 31406 PIN: 2-429-1-42 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).   The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: PHH Mortgage Corporation they can be contacted at 1-800-750-2518 for Loss Mitigation Dept, or by writing to 1661 Worthington Rd., Ste. 100, West Palm Beach, Florida 33409, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Natalie H. Baker or tenant(s); and said property is more commonly known as 7243 A Skidaway Rd, Savannah, GA 31406. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. U.S. Bank National Association as trustee, for the registered holders of CSMC Asset-Backed Trust 2007-NC1 OSI, CSMC Asset-Backed Pass-Through Certificates, Series 2007-NC1 OSI as Attorney in Fact for Natalie H. Baker.   Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 23-30039