NOTICE OF MORTGAGE FORECLOSURE SALE Notice of foreclosure by advertisement. Notice is given under section 3212 of the revised judicature act of 1961, 1961 PA 236, MCL 600.3212, that the following Mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Chippewa County, starting promptly at 10:00 AM, on January 16, 2026. The amount due on the Mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Default has been made in the conditions of a Mortgage made by Sharon Renee Reynolds to Total Mortgage Services, LLC DBA RateCloud dated February 26, 2024 and recorded April 9, 2024 in Liber 1405 at Page 696, Chippewa County, Michigan. Said Mortgage is now held by Freedom Mortgage Corporation by assignment and/or merger. There is claimed to be due at the date hereof the sum of $552,905.70. Said premises are located in Chippewa County, Michigan and are described as: The land referred to herein below is situated in the County of Chippewa, State of Michigan, and is described as follows: Land situated in the City of Sault Sainte Marie, County of Chippewa, State of Michigan: Chandler Heights Addition, Lot 1 Block 6 and part of Lot 2 Block 6; beginning at the Northwest corner of said Lot 2; thence South 21°49'24" East along East line of said Lot 2 1.30 feet; thence North 62°45'00" East 66.30 feet; thence North 62°15'00" East 55.75 feet; thence North 62°15'00" East 11 feet to a point on North line of Lot 2; thence South 60°03'11" West 130.60 feet to the point of beginning. Together with all and singular the tenements, hereditaments, and appurtenances thereunto belonging or in anywise appertaining there to. SUBJECT to easements and restrictions of record, zoning laws and ordinances affecting the premises, and rights of the public and of any governmental entity in any part thereof taken, used or deeded for street, road, right of way, or highway purposes, and subject to taxes and future installments of special assessments payable hereafter. This being the identical property conveyed by Joe K. Dawson to Sharon Renee Reynolds, an unmarried woman, by Deed dated 07/29/2021 and recorded 08/02/2021, of record in Book: 1350, Page: 656, Instrument No. 10098, in the Chippewa County Official Records, Michigan. Commonly known as 801 Prospect Avenue, Sault Sainte Marie, MI 49783 Parcel ID: 051-226-001-00 Said property is commonly known as 801 Prospect Avenue, Sault Sainte Marie, MI 49783. The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at foreclosure sale, pursuant to MCL 600.3278, the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damage to the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. Please be advised that any third party purchaser is responsible for preparing and recording the Sheriff’s Deed. If this is a residential Mortgage, the following shall apply: ATTENTION HOMEOWNER: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the Mortgage at the telephone number stated in this notice. THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU: ARE A DEBTOR IN AN ACTIVE BANKRUPTCY CASE; ARE UNDER THE PROTECTION OF A BANKRUPTCY STAY; OR, HAVE RECEIVED A DISCHARGE IN BANKRUPTCY AND YOU HAVE NOT REAFFIRMED THE DEBT, THIS NOTICE IS FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSTRUED AS AN ATTEMPT TO COLLECT A DEBT FROM YOU PERSONALLY. Dated: December 8, 2025 Attorney for the party foreclosing the Mortgage: Thomas E. McDonald (P39312) Brock & Scott, PLLC 5431 Oleander Drive Wilmington, NC 28403 PHONE: (844) 856-6646 File No. 25-32941
(12-13)(01-03)
Invoice Date: 01/03/2026