MORTGAGE FORECLOSURE SALE Default having being made in the payment of the indebtedness secured by that certain mortgage dated December 29, 2020 executed by Tiffany Michelle Groomster, a single woman, in favor of Mortgage Electronic Registration Systems, Inc. solely as nominee for Trustmark National Bank, said Mortgage being recorded December 31, 2020, in RLPY Book 05512, Page 0730, in the Office of the Judge of Probate of Montgomery County, Alabama; having later been assigned to US Bank Trust National Association, not in its individual capacity but solely as owner trustee for RCAF Acquisition Trust by instrument recorded in RLPY Book 06185, Page 461, in the Office of the Judge of Probate of Montgomery County, Alabama. Said default continues and notice is hereby given that the undersigned, U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee for RCAF Acquisition Trust, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash at the main entrance to the County Courthouse, Montgomery County, Alabama on 01/28/2026, during the legal hours of sale, the following described real estate situated in Montgomery County, Alabama, to-wit: Lot 36, Block 7, according to the map of Heatherton Heights Plat No. 5, as said map appears of record in the Office of the Judge of Probate of Montgomery County, Alabama, in Plat Book 24 at Page 183. For informational purposes only, the property address is: 1804 Alderpoint Dr., Montgomery, AL 36106. Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. THIS PROPERTY WILL BE SOLD ON AN "AS-IS, WHERE-IS" BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES, AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF PROBATE OF THE COUNTY WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESS OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by mortgage as well as the expenses of foreclosure, including a reasonable attorney's fees and other purposes set out in said mortgage. U.S. Bank Trust National Association, not in its individual capacity but solely as owner trustee for RCAF Acquisition Trust Paul K. Lavelle, Esq. Attorney for Mortgagee Spina, & Lavelle, P.C. One Perimeter Park South-Suite 400N Birmingham, Alabama 35243 (205) 298-1800 37-FC-25-01538 December 24, 31, January 7 2026 LTUS0425995