Rosenberg & Associates, LLC 4340 East West Highway, Suite 600 Bethesda, MD 20814 (301) 907-8000 www.rosenberg-assoc.com   SUBSTITUTE TRUSTEES’ SALE OF IMPROVED REAL PROPERTY 6344 AYRSHIRE DRIVE SALISBURY, MD 21801   Under a power of sale contained in a certain Deed of Trust from Christopher S. Conway and Kerri K. Conway dated May 30, 2006 and recorded in Liber 2616, folio 317 among the Land Records of Wicomico County, MD, default having occurred under the terms thereof, the Trustees will sell at public auction at the Circuit Court for Wicomico County, at the Court House Door, 101 N. Division St., Salisbury, MD 21801, on JANUARY 6, 2026 AT 2:00 PM   ALL THAT FEE SIMPLE LOT OF GROUND, together with the buildings and improvements thereon situated in Wicomico County, MD and more fully described in the aforesaid Deed of Trust. Tax ID #02-012383.   The property, which is improved by a dwelling, will be sold in an "as is" condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind.   Terms of Sale: A deposit of $20,000 in the form of certified check, cashier's check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Wicomico County. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from the date of sale to the date funds are received in the office of the Trustees. There will be no abatement of interest in the event additional funds are tendered before settlement or if settlement is delayed for any reason. The noteholder shall not be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE FOR THE PURCHASER. There will be no reduction of interest due to overpayment of deposit. Adjustment of all real property taxes (excluding recapture of previously reduced or exempt taxes) and any other public charges or assessments, to the extent such amount survive foreclosure sale, including water/sewer charges, and ground rent to be adjusted to date of sale and paid at execution of the deed, except where the secured party is the purchaser, and thereafter assumed by the purchaser. All due and/or unpaid private utility, water and sewer facilities charges, condo/HOA assessments and Columbia Assoc. assessments, to the extent such amount survive foreclosure sale, are payable by the purchaser without adjustment. Cost of all documentary stamps, transfer taxes, recaptured taxes (including but not limited to agricultural taxes), and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. Additional terms to be announced at the time of sale.   If the Trustees are unable to convey good and marketable title, the purchaser's sole remedy in law and equity shall be limited to a refund of the deposit without interest. If the purchaser fails to go to settlement, subject to order of the court, the entire deposit (including any amount received over the advertised deposit amount) shall be forfeited to the Trustees as liquidated damages for all losses occasioned by the purchaser's default and purchaser shall have no further liability. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting purchaser and the defaulting purchaser shall be liable to the Trustees and secured party for reasonable attorney’s fees and expenses incurred in connection with all litigation involving the Property or the proceeds of the resale. Defaulting purchaser waives personal service of any document filed in connection with such a motion on him/herself and/or any principal or corporate designee, and expressly agrees to accept service of any such document by regular mail directed to the address provided by said purchaser at the time of the foreclosure auction. Trustees' file number 22-000921-MD-F-3.   Diane S. Rosenberg, Mark D. Meyer, et al., Trustees     12/17, 12/24, 12/31, 2025