ISL# 119088 APN 020-632-12 TS No: NV05000040-25-1 TO No: 250385916-NV-VOI NOTICE OF TRUSTEE'S SALE IMPORTANT NOTICE TO PROPERTY OWNER YOU ARE IN DEFAULT UNDER A DEED OF TRUST AND SECURITY AGREEMENT DATED January 13, 2022. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On January 9, 2026, at 11:00 AM, MTC Financial Inc. dba Trustee Corps, as duly appointed Trustee WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH Main Entrance, Lyon County Courthouse, 31 South Main Street, Yerington, NV 89447, all right, title and interest conveyed to and now held by it under and pursuant to Deed of Trust recorded on January 14, 2022, as Instrument No. 651431, of the official records in the Office of the Recorder of Lyon County, Nevada, executed by CHRISTOPHER J. RADER, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY as Trustor, MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., as Beneficiary, as nominee for ROCKET MORTGAGE, LLC, FKA QUICKEN LOANS, LLC as Beneficiary, all that certain property situated in said County and State, and more commonly described as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold "as is". The street address and other common designation, if any, of the real property described above is purported to be: 111 SHADOW MOUNTAIN DR, FERNLEY, NV 89408-9803 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty expressed or implied, regarding title, possession or encumbrances, to pay the remaining unpaid principal balance of $333,234.72, the obligations secured by the property to be sold and reasonably estimated costs, expenses and advances as of the first publication date of this Notice of Trustee’s Sale. Accrued interest and additional advances, if any, will increase the figure prior to sale. The property offered for sale excludes all funds held on account by the property receiver, if applicable. Beneficiary's bid at sale may include all or part of said amount. In addition to cash, the Trustee will accept, all payable at time of sale in lawful money of the United States a Cashier's check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in the applicable sections of the Nevada Administrative Code and authorized to do business in the State of Nevada, or other such funds acceptable to the Trustee. The Beneficiary under the Deed of Trust heretofore executed and delivered to the undersigned, a written Declaration of Default and Demand for Sale. The undersigned caused said Notice of Breach and Default and of Election to Cause Sale of Real Property Under Deed of Trust to be recorded in the County where the real property is located and more than three months have elapsed since such recording. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. SALE INFORMATION CAN BE OBTAINED ONLINE AT www.Auction.com FOR AUTOMATED SALES INFORMATION PLEASE CALL: Auction.com at 800.280.2832 Dated: November 24, 2025 Trustee Corps, as Duly Appointed Successor Trustee TS No. NV05000040-25-1 3571 Red Rock St., Ste B Las Vegas, NV 89103 Phone No: 949-252-8300 TDD: 711 949.252.8300 Starr Meehan, Authorized Signatory Order Number 119088 12/17,12/24,12/31/2025