NOTICE OF SUBSTITUTE TRUSTEE’S SALE   STATE OF MISSISSIPPI COUNTY OF MADISON   WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated January 11, 2011, executed by JAMES CAPERS conveying certain real property therein described to PAIGE L. PURVIS, as Trustee, for GENWORTH FINANCIAL HOME EQUITY ACCESS, INC., Original Beneficiary, to secure the indebtedness therein described, as same appears of record in the Office of the Chancery Clerk of Madison County, Mississippi filed and recorded January 13, 2011, in Deed Book 2632, Page 150; and WHEREAS, the beneficial interest of said Deed of Trust was transferred and assigned to BELTWAY CAPITAL, LLC; and WHEREAS, Rubin Lublin, LLC has been appointed as Substitute Trustee; and NOW, THEREFORE, the holder of said Deed of Trust, having requested the undersigned so to do, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee shall, on January 29, 2026 within the lawful hours of sale between 11:00AM and 4:00PM at the south door of the New Courthouse at 128 W. North St., Canton, MS proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Madison County, Mississippi, to wit:   LOT 1, NORTH PLACE OF MADISON, PART 1-A, A SUBDIVISION ACCORDING TO A MAP OR PLAT THEREOF WHICH IS ON FILE AND OF RECORD IN THE OFFICE OF THE CHANCERY CLERK OF MADISON COUNTY, AT CANTON, MISSISSIPPI, IN PLAT CABINET C AT SLIDE 3, REFERENCE TO WHICH IS HEREBY MADE IN AID OF AND AS A PART OF THIS DESCRIPTION.   PROPERTY ADDRESS: The street address of the property is believed to be 200 HAWTHORNE DR, MADISON, MS 39110. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control.   Title to the above described property is believed to be good, but I will convey only such title as is vested in me as Substitute Trustee.   THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.   Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100 Peachtree Corners, GA 30071 rlselaw.com/property-listing Tel: (877) 813-0992 Fax: (470) 508-9401   PUBLISH: 12/18/2025, 01/08/2026, 01/15/2026, 01/22/2026 11918080