SUBSTITUTE TRUSTEE'S NOTICE OF SALE   WHEREAS, on February 27, 2004, Margaret O. Kosick, an unmarried woman executed a deed of trust for the benefit of Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for NATIONAL BANK OF COMMERCE, its successors and assigns, which deed of trust was recorded on March 5, 2004, as Instrument No. 882909, in Book 5990, Page 603, in the office of the Chancery Clerk of the First Judicial District of Hinds County, Mississippi; Said Deed of Trust was last sold, assigned and transferred to BOKF, N.A. by assignment recorded in Book 7329, Page 685 in the office of the Chancery Clerk of Hinds County, Mississippi.   WHEREAS, the holder of the deed of trust at the time of the substitution substituted McCalla Raymer Leibert Pierce, LLP as Trustee, as authorized by the terms thereof, by instrument recorded November 18, 2025 and spread at large upon the records in the office of the aforesaid Chancery Clerk in Book 7329, Page 689 prior to the posting and publication of this notice; and   WHEREAS, default having been made in the terms and conditions of the deed of trust, and the entire debt secured thereby having been declared to be due and payable in accordance with the terms of the deed of trust, and the legal holder of said indebtedness, BOKF, N.A., has requested the undersigned Substitute Trustee to execute the trust and sell said land, property and improvements in accordance with the terms of the deed of trust for the purpose of raising the sums due thereunder, together with attorney's fees, Substitute Trustee's fees and expenses of sale;   THEREFORE, on January 9, 2026, the undersigned Substitute Trustee in the deed of trust, will offer for sale at public outcry and sell to the highest bidder for cash, within legal hours (being between the hours of 11:00 a.m. and 4:00 p.m.) at the North front door of the Hinds County Courthouse (1st Judicial District) in Jackson, Mississippi, the following described land, property and improvements lying and being situate in Hinds County, Mississippi, to-wit:   LOT 25, BRIARWOOD SUBDIVISION, a subdivision according to a map or plat thereof which is on file and of record in the office of the Chancery Clerk of Hinds County at Jackson, Mississippi, in Plat Book 13 at Page 39, reference to which is hereby made in aid of and as a part of this description.   I WILL CONVEY only such title as is vested in the Substitute Trustee.   WITNESS MY SIGNATURE, this the 7th day of December, 2025    McCalla Raymer Leibert Pierce, LLP Substitute Trustee 1022 Highland Colony Parkway, Suite 304 Ridgeland, MS 39157-2049 (662) 388-5464 Foreclosurehotline.net File No.: 25-04527MS 12/19/2025, 12/26/2025, 01/02/2026 11904599