ANTHONY CURETON, SHERIFF OFFICE OF THE BERGEN COUNTY SHERIFF 25002964 SHERIFF'S NOTICE SUPERIOR COURT OF NEW JERSEY CHANCERY DIVISION BERGEN COUNTY DOCKET NO. F00261124   Plaintiff: BANK OF AMERICA, N.A., vs. Defendant: GEORGE R. FILCHAK; EXECUTOR OF THE ESTATE OF JOAN H. FILCHAK AND CO-TRUSTEE OF THE FILCHAK FAMILY TRUST DATED JUNE 16, 1998, ET AL.,   Writ of Execution Date: 10/27/2025 Attorney:  FRENKEL LAMBERT WEISS WEISMAN AND GORDON LLP 53 GIBSON STREET BAY SHORE, NY 11706   By virtue of the above stated writ to me directed and delivered, I have levied upon and will expose for sale at public venue at the Sheriff's Office in the City of Hackensack, 2 Bergen County Plaza, Hackensack, NJ 07601 on Friday, January 16, 2026 at twelve o'clock in the afternoon, prevailing time; County of Bergen, State of New Jersey. Property to be sold is located in the BOROUGH of EMERSON, County of BERGEN, and State of New Jersey Commonly Known As: 25 Lakeview Drive, Emerson, NJ 07630; Tax Lot: 3; Block: 1303 Dimensions: Approximately: 62X126 2LT UPSET PRICE: Approximately: $87,433.00 and any additional sums as ordered by the court. OCCUPANCY STATUS: Unknown Nearest Cross Street: Main Street KNOWN AND DESIGNATED AS LOT 3 IN BLOCK 1303 ON A CERTAIN MAP ENTITLED "MAP OF LAKEWOOD ESTATES" PROPERTY OF EMERSON BUILDING AND REALTY CO., INC., BORO OF EMERSON, BERGEN CO. N.J." DATED APRIL 10, 1951, MADE BY FRANK J. HENNINGER, C.E. AND FILED WITH THE CLERK OF BERGEN COUNTY ON MAY 8, 1951 AS MAP # 4106. (This concise description does not constitute a legal description. A copy of the full legal description can be found at the Office of the Sheriff.) Pursuant to a tax search of 11/04/2025; 2026 Qtr 1 Due: 02/01/2026 $2,724.80 PAID; PREPAID TAXES CAN BE SUBJECT TO REFUND - VERIFY STATUS OF PAYMENT PRIOR TO CLOSING. Water: PRIVATE. Sewer: Included with Taxes; Subject to excess charges. General Remark: POSSIBLE CREDIT BALANCE EXISTS. PLEASE CONTACT MUNICIPALITY TO VERIFY. Subject to senior mortgage currently held by PHH Mortgage originally recorded on August 19, 2005 in Book 14698, Page 482 in the original amount of $469,342.50 with foreclosure pending under F-008137-24. Deponent does not warrant the accuracy of this representation and herein makes no representation regarding the status of title. Interested parties are advised to conduct and rely upon their own independent investigation to ascertain whether there exists any outstanding interests or amounts due. THE SHERIFF RESERVES THE RIGHT TO ADJOURN THIS SALE WITHOUT FURTHER NOTICE THROUGH PUBLICATION SURPLUS MONEY: If after the sale and satisfaction of the mortgage debt, including costs and expenses, there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to the Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person's claim and asking for an order directing payment of the surplus money. The Sheriff or other person conducting the sale will have information regarding the surplus, if any. Together with all and singular the rights, liberties, privileges, hereditaments and appurtenances thereunto belonging or in anywise appertaining and the reversion and remainders, rents, issues and profits thereof, and also all the estate, right, title, interest, use, property, claim and demand of the said defendants of, in, to and out of the same, be sold to pay and satisfy in the first place unto the said plaintiff the sum of $89,328.91, plus interest thereon; 20% of the purchase price in the form of certified Check or Cash is required at time of sale. The property shall be sold subject to all liens and encumbrances of record and the Sheriff makes no representations expressed or implied, as to the existence, amount, or validity of any liens and encumbrances on the property which is the subject matter of this sale. This notice is further subject to Conditions of Sale as set forth by the Sheriff of Bergen County and is subject to the terms and conditions of the Foreclosure Fairness Act. The short form description provided herein does not constitute a full legal description. A full legal description is annexed to the Writ of Execution on file with the Sheriff of Bergen County. The Record/Herald News Fee: $320.32 (182) Ad#11930247 12/24, 12/31/2025, 1/7, 1/14/2026