IN THE CIRCUIT COURT OF THE FOURTEENTH JUDICIAL CIRCUIT OF FLORIDA IN AND FOR BAY COUNTY GENERAL JURISDICTION DIVISION CASE NO. 25000290CA PENNYMAC LOAN SERVICES, LLC, Plaintiff, vs. EMERALD REALTY SOLUTIONS LLC, et al., Defendant. NOTICE OF ACTION To: DAVID PERKINS, 2918 PATRICIA ANN LN, PANAMA CITY, FL 32405 UNKNOWN SPOUSE OF DAVID PERKINS, 2918 PATRICIA ANN LN, PANAMA CITY, FL 32405 LAST KNOWN ADDRESS STATED, CURRENT RESIDENCE UNKNOWN YOU ARE HEREBY NOTIFIED that an action to foreclose Mortgage covering the following real and personal property described as follows, to-wit: LOT 41, CEDAR’S CROSSING, ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 21, PAGE 80, OF THE PUBLIC RECORDS OF BAY COUNTY, FLORIDA. has been filed against you and you are required to file a copy of your written defenses, if any, to it on /MRAttyNameTag/, Esq, McCalla Raymer Leibert Pierce, LLP, 225 East Robinson Street, Suite 155, Orlando, FL 32801 and file the original with the Clerk of the above- styled Court 30 days from the first publication, otherwise a Judgment may be entered against you for the relief demanded in the Complaint. WITNESS my hand and seal of said Court on the 17TH day of DECEMBER_, 2025. BILL KINSAUL CLERK OF COURT OF BAY COUNTY As Clerk of the Court BY: CHRISTA CASWELL Deputy Clerk