UNION COUNTY DIVISION: CHANCERY   Sheriff's Sale File# CH-25002753 Docket F02265017   PLAINTIFF: CITIBANK, N.A. VS. DEFENDANT: DARRYL HICKS, KEB HANA, BANK USA, NATIONAL ASSOCIATION, BANK OF AMERICA, NA    Sale Date: 1/21/2026 Writ of Execution: 12/2/2025 JUDGMENT AMOUNT: $376,661.70 THREE HUNDRED SEVENTY-SIX SIX HUNDRED SIXTY-ONE and 70/100   Attorney: Powers Kirn LLC 308 Harper Drive Suite 210 Moorestown, NJ 08057 856-802-1000 Advertising dates: 12/29/2025, 1/5, 1/12, 1/19/2026 A full legal description can be found at the Union County Sheriff's Office. TOTAL UPSET: $436,393.58 FOUR HUNDRED THIRTY-SIX THOUSAND THREE HUNDRED NINETY-THREE and 58/100   CONCISE PROPERTY DESCRIPTION: The property to be sold is located in the CITY OF PLAINFIELD In the County of UNION and the State of New Jersey Premises commonly known as: 420-24 SPRUCE STREET, NJ 07060 Tax Lot: 34, Block: 502 Approximate Dimensions: 66.67' X 150.23' Nearest Cross Street: ESSEX STREET (formerly known as DIVISION STREET) SUPERIOR INTERESTS (if any): Any and all easements, covenants, restrictions and reservations of record; Any set of facts which an accurate survey and inspection would disclose; All unpaid municipal taxes, assessments and liens; Any unpaid assessment and any outstanding tax sale certificate; Rights of any party in possession/rights by the NJ Anti-Eviction Act: All Local, County, State, and Federal ordinances and regulations; Any condominium association lien granted priority by N.J.S.A. 46:8B-21b; Any outstanding Condominium, PUD or Homeowner Association dues or fees; Rights of the United States of America, if any; The property is sold in its "AS IS: condition; Purchaser shall be responsible for Sheriff's costs, commission, deed recording fees and realty transfer fees. Plainfield City holds a claim in the amount of $7.71 plus penalty for 4th Quarter 2025 Taxes; $54.46 plus penalty and $614.74 plus penalty owed in arrears for sewer; $300.35 plus penalty and $2,062.63 plus penalty owed in arrears for trash as of 11/20/2025. FIG 20 LLC FBO Sec Pty - TSC#25-0215 holds a tax sale certificate in the amount of $2,173.35 as of 12/19/2025. Plainfield City Solid Waste and Sewer Utility (SEWER) holds a claim in the amount of $54.46 open plus penalty; $614.74 open plus penalty, owed in arrears as of 11/20/2025. Plainfield City Solid Waste and Sewer Utility (TRASH) holds a claim in the amount of $300.35 open plus penalty; $2,062.63 open plus penalty; owed in arrears as of 11/20/2025. Plaintiff's upset bid is $466,474.60 in accordance with the requirements of Section 12 of P.L. 1995, c. 244 (C.2A:50-64) as amended. The property is reported to be owner occupied. The full legal description can be found in the Office of the Clerk of Union County in Mortgage Book M11536 Page 386 Instrument Number 389413. THE SHERIFF HEREBY RESERVES THE RIGHT TO ADJOURN THIS SALE WITHOUT FURTHER NOTICE THROUGH PUBLICATION Surplus Money: If after the sale and satisfaction of the mortgage debt, including costs and expenses, there remains any surplus money, the money will be deposited into the Superior Court Trust Fund and any person claiming the surplus, or any part thereof, may file a motion pursuant to Court Rules 4:64-3 and 4:57-2 stating the nature and extent of that person's claim and asking for an order directing payment of the surplus money. The Sheriff or other person conducting the sale will have information regarding the surplus, if any. ($192.20)