IN AND FOR CIRCUIT COURT OF THE FOURTEENTH JUDICIAL CIRCUIT IN AND FOR BAY COUNTY, FLORIDA CIVIL DIVISION VELOCITY COMMERCIAL CAPITAL, LLC a California limited liability company Plaintiff, vs.  FIRST PANAMA CITY HOLDINGS, LLC, a Florida limited liability company; RACHAEL HERRING, individually; SUNBIRD OF PANAMA CITY BEACH OWNERS’ ASSOCIATION, INC, a Florida not-for-profit corporation; and UNKNOWN TENANT(S)/ OWNER(S)/ SPOUSE(S) IN POSSESSION, Defendants. CASE NO.: 2025-CA-000090 NOTICE OF FORECLOSURE SALE NOTICE IS GIVEN that pursuant to the Final Judgment of Foreclosure entered on December 22, 2025, in Civil Action No. 2025-CA-000090, of the Circuit Court of the Fourteenth Judicial Circuit in and for Bay County, Florida, in which VELOCITY COMMERCIAL CAPITAL, LLC a California limited liability company, are Plaintiffs and FIRST PANAMA CITY HOLDINGS, LLC, a Florida limited liability company; RACHAEL HERRING, individually; SUNBIRD OF PANAMA CITY BEACH OWNERS’ ASSOCIATION, INC, a Florida not-for profit corporation; and UNKNOWN TENANT(S)/ OWNER(S)/ SPOUSE(S) IN POSSESSION are Defendants. I, Clerk of Court, Bill Kinsaul will sell to the highest and best bidder for cash at https://bay.realforeclose.com at 11:00 am Central Time on the 29th day of January, 2026 for the real property located at: Condominium Unit No W-1001 of Sunbird, a condominium, all as set forth in the Declaration of Condominium and the Exhibits annexed thereto and forming a part thereof, recorded in Official Records Book 994, Page 1053, of the Public Records of Bay County Florida. The above description includes, but is not limited to, all appurtenances to the condominium unit above described, including the undivided interest in the common elements of said condominium. Property Address: 9850 South Thomas Drive, Unit 1001W, Panama City Beach, Florida 32408 Parcel ID: 34994-653-000 ANY PERSON CLAIMING AN INTEREST IN THE SURPLUS FROM THE SALE, IF ANY, OTHER THAN THE PROPERTY OWNER AS OF THE DATE OF THE LIS PENDENS MUST FILE A CLAIM NO LATER THAN THE DATE THAT THE CLERK REPORTS THE FUNDS AS UNCLAIMED. If you are a person with a disability who needs any accommodation in order to participate in this proceeding, you are entitled, at no cost to you, to the provision of certain assistance. Please contact the ADA Coordinator by mail at P.O. Box 1089, Panama City, FL 32402 or by phone at (850) 747-5338 at least seven (7) days before your scheduled court appearance, or immediately upon receiving this notification if the time before the scheduled appearance is less than seven (7) days. If you are hearing impaired, call 711. Bill Kinsaul CLERK OF THE CIRCUIT COURT Bay County, Florida DEPUTY CLERK OF COURT BY:/s/ Paul A. Giordano PAUL A. GIORDANO Florida Bar No. (194190) pgiordano@ralaw.com serve.pgiordano@ralaw.com Roetzel & Andress, Suite 1000 2320 First Street Suite 1000 Fort Myers, FL 33901-2904 Telephone: 239.337.3850 Attorneys for Plaintiff #11950745; 12/31/25 1/7/26