MORTGAGEE'S SALE OF REAL ESTATE   By virtue and in execution of the POWER OF SALE contained in a certain Mortgage given by Albert G. Fava, Jr. and Kathleen A. Fava a/k/a Kathlene A. Fava to St. Anne's Credit Union of Fall River Mass, dated February 14, 2022 and recorded with the Plymouth County Registry of Deeds in Book 56464 at Page 164 of which Mortgage the undersigned is the present holder, for breach of the conditions of said Mortgage and for the purpose of foreclosing the same, all and singular the premises described in said Mortgage will be sold at Public Auction at 10:00 A.M. on Tuesday, January 27, 2026, on the Premises, located at 120 Appletree Circle, Bridgewater, Massachusetts 02324.   To wit:   A certain parcel of land, with the buildings thereon, situated on Northeasterly side of Appletree Circle, Bridgewater, Plymouth County, Massachusetts, being shown as Lot 11 on a plan entitled "Snow Brook Estates Definitive Subdivision of Land in Bridgewater, Massachusetts, Owner--Subdivider: K & K Home Construction Co., Inc.", dated November 5, 1973, and as revised, recorded with Plymouth County Registry of Deeds in Plan Book 18, Page 895. Said Lot 11 is bounded and described in accordance with said Plan as follows:   SOUTHWESTERLY by Appletree Circle, 50.00 feet;   NORTHWESTERLY by Lot 12 on said Plan, a total distance of 421.16 feet;   EASTERLY by land of Dahlberg, as shown on said Plan, 257.01 feet; and   SOUTHERLY by Lot 10 on said Plan a total distance of 324.54 feet.   Being the same premises conveyed to the mortgagors herein at said registry in Book 12495, Page 121.   Said premises will be sold subject to any and all valid superior or prior liens on the said premises, including liens, encumbrances, attachments, levies, unpaid taxes, mortgages, easements, rights-of-way, occupancies, leases, municipal charges or other defects of title, federal, state, district and municipal taxes, liens and assessments and rights of redemption under applicable law, and will be conveyed subject to any of the above and shall, notwithstanding this sale, constitute valid superior prior liens or encumbrances thereon after said sale. Further, in the event that the proceeds of this sale are not sufficient to pay all sums due to the Mortgagee, the Mortgagee reserves the right and power under said Mortgage to foreclose any and all other property mortgaged thereunder or under any other Mortgage or Security Agreement. Mortgagee reserves the right to bid at the auction.   Mortgagee reserves the right to adjourn the sale from time to time. In the event that the successful bidder at the foreclosure sale shall default in purchasing the premises according to the terms of this Notice of Sale and/or the terms of the Memorandum of Sale executed at the time of the foreclosure, the Mortgagee reserves the right, exercisable at its sole option, to sell the premises by foreclosure deed to the second highest bidder for an amount equal to such second highest bidder's highest bid, provided that such second highest bidder shall deposit with Mortgagee's attorney the amount of the required deposit as set forth herein and shall execute and deliver the Memorandum of Sale within five (5) business days after written notice of the default of the previous highest bidder, and title shall be conveyed to such second highest bidder within twenty-one (21) days of such written notice. In the event that such second highest bidder does not execute and deliver the Memorandum of Sale within such period of five (5) business days, or defaults in purchasing the premises according to the terms of a Memorandum of Sale, the Mortgagee reserves the right, exercisable at its sole option, to sell the premises by foreclosure deed to itself for the amount of such second highest bid.   TERMS OF SALE shall include a down-payment in the amount of Ten Thousand and 00/100 ($ 10,000.00) Dollars upon the acceptance of the successful bidder's bid, payable in cash or by bank or by certified check. The successful bidder will be required to sign a Memorandum of Sale at the conclusion of the auction in the form provided by the Mortgagee. The balance of the purchase price shall be due and payable within thirty (30) days of said sale; successful bidder to pay costs of transfer, including recording fees and documentary stamps.   This sale may be postponed or adjourned from time to time, if necessary, by the attorney for the Mortgagee at the scheduled time and place of sale. The description of the premises contained in said Mortgage shall control in the event of a typographical error in this publication.   Other terms to be announced at the sale.   Signed: St. Anne's Credit Union f/k/a St. Anne's Credit Union of Fall River, Mass present holder of said Mortgage, By Its Attorneys, Raymond C. Pelote, Esquire PELOTE LAW GROUP, P.C. 534 New State Highway Raynham, MA 02767 Tel. No. (508) 301-4200 (1/5/26, 1/12/26, 1/19/26)   AD# 11948921 BE 01/05, 01/12, 01/19/2026