IN THE CIRCUIT COURT FOR Palm Beach County COUNTY, FLORIDA PROBATE DIVISION File No. 2025CP003781 IN RE: Estate of LOIS E. CARTIER-VOLK A/K/A LOIS EVELYN KOZLOWSKI A/K/A LOIS VOLK A/K/A LOIS CARTIER NOTICE TO CREDITORS The administration of the estate of LOIS E. CARTIER-VOLK A/K/A LOIS EVELYN KOZLOWSKI A/K/A LOIS VOLK A/K/A LOIS CARTIER, deceased, whose date of death was April 23, 2025, is pending in the Circuit Court for Palm Beach County, Florida, Probate Division, the address of which is 205 North Dixie Highway, West Palm Beach Florida 33401. The names and addresses of the personal representative and the personal representative's attorney are set forth below. All creditors of the decedent and other persons having claims or demands against decedent's estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM. All other creditors of the decedent and other persons having claims or demands against decedent's estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE. ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES 733.702 WILL BE FOREVER BARRED. NOTWITHSTANDING THE TIME PERIODS SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT'S DATE OF DEATH IS BARRED. The personal representative or curator has no duty to discover whether any property held at the time of the decedent's death by the decedent or the decedent's surviving spouse is property to which the Florida Community Property Rights at Death Act as described in ss. 732.216-732.228 applies, or may apply, unless a written demand is made by a creditor or a beneficiary as specified under s. 732.2211. The written demand must be filed with the clerk. The date of first publication of this notice is January 09, 2026. Attorney for Personal Representative: Lynne W. Spraker, Florida Bar Number: 0865699 819 SW Federal Highway, Ste. 106, Stuart, FL 34994 Telephone: (772) 220-0212 Personal Representative: Susan Sterlacci, 425 Tranquil Trail Circle Yulee, Florida 32097 January 9, 16 2026 LSAR0436080