Notice of Sale Under Power. State of Georgia, County of CHATHAM. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CHRISTINA G GIBSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (‘’MERS’’) AS NOMINEE FOR SPRING EQ, LLC , dated 11/25/2022, and Recorded on 12/01/2022 as Book No. 2973 and Page No. 81 91, CHATHAM County, Georgia records, as last assigned to Towd Point Mortgage Trust 2023 CES1, U.S. Bank Trust Company, National Association as Indenture Trustee (the Secured Creditor), by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $112,200.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the CHATHAM County Courthouse within the legal hours of sale on the first Tuesday in February, 2026, the following described property: ALL OF THE FOLLOWING PROPERTY LOCATED IN THE COUNTY OF CHATHAM, CITY OF SAVANNAH AND IN THE STATE OF GEORGIA:   AN UNDIVIDED ONE HALF (1/2) INTEREST IN AND TO ALL THOSE CERTAIN PORTIONS OF LOTS, TRACTS OR PARCELS OF LAND SITUATE, LYING ANO BEING KNOWN AND DESIGNATED UPON A PLAT PREPARED BY BERT B. BARRETT, GEORGIA REGISTERED LAND SURVEYOR NUMBER 1239, DATED JUNE 7, 1979, AND RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF CHATHAM COUNTY, GEORGIA, IN PLAT RECORD BOOK CC, PAGE 244, AS THE NORTHERN PORTION OF LOTS 9 AND THE SOUTHERN PORTION OF LOT 10, BLOCK "J", OATLAND ISLAND SUBDIVISION. SAID PORTIONS OF LOTS LIE CONTIGUOUS AND AS A WHOLE ARE BOUNDED ON THE NORTHEAST BY ISLANDS EXPRESSWAY, ON THE SOUTHEAST BY BURLINGTON ROAD, ON THE SOUTHWEST BY THE REMAINING PORTION OF LOTS 9, SAID BLOCK AND SUBDIVISION, AND ON THE NORTHWEST BY PORTIONS OF LOT 14 AND 13, SAID BLOCK AND SUBDIVISION; ALL OF WHICH WILL MORE FULLY APPEAR BY REFERENCE TO SAID PLAT WHICH SPECIFICALLY MADE A PART OF THIS DESCRIPTION. SUBJECT, HOWEVER, TO THAT CERTAIN SECURITY DEED FROM JAMES E. GIBSON AND CHRISTINA G. GIBSON, AS GRANTORS, AND 1ST CAROLINA CORPORATION, AS GRANTEE, DATED DECEMBER 1, 1993, AND RECORDED IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF CHATHAM COUNTY, GEORGIA, IN RECORD BOOK 163 Z, PAGE 547.   BEING THAT PARCEL OF LAND CONVEYED TO FROM BY THAT DEED DATED 02/25/1994 AND ROCORDED 04/13/1994 IN BOOK 166, PAGE 571, OF THE CHATHAM COUNTY, GA PUBLIC REGISTRY. ACCORDING TO THE PUBLIC RECORDS, THERE HAS BEEN NO CONVEYANCE OF THE LAND WITHIN A PERIOD OF TWENTY FOUR MONTHS PRIOR TO THE DATE OF THIS REPORT, EXCEPT AS FOLLOWS: NONE   BEING THAT PARCEL OF LAND CONVEYED TO FROM BY THAT DEED DATED 10/20/1988 AND RECORDED 10/20/1988 IN BOOK 140, FOLIO 469, OF THE CHATHAM COUNTY, GA PUBLIC REGISTRY. ACCORDING TO THE PUBLIC RECORDS, THERE HAS BEEN NO CONVEYANCE OF THE LAND WITHIN A PERIOD OF TWENTY FOUR MONTHS PRIOR TO THE DATE OF THIS REPORT, EXCEPT AS FOLLOWS: NONE The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Towd Point Mortgage Trust 2023 CES1, U.S. Bank Trust Company, National Association as Indenture Trustee holds the duly endorsed Note and is the current assignee of the Security Deed to the property. NEWREZ LLC d/b/a SHELLPOINT MORTGAGE SERVICING, acting on behalf of and, as necessary, in consultation with Towd Point Mortgage Trust 2023 CES1, U.S. Bank Trust Company, National Association as Indenture Trustee (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44 14 162.2, NEWREZ LLC d/b/a SHELLPOINT MORTGAGE SERVICING may be contacted at: NEWREZ LLC d/b/a SHELLPOINT MORTGAGE SERVICING, 601 OFFICE CENTER DRIVE, SUITE 100, FORT WASHINGTON, PA 19034, 866 825 2174. Please note that, pursuant to O.C.G.A. § 44 14 162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 302 BURLINGTON RD, SAVANNAH, GEORGIA 31410 is/are: CHRISTINA G GIBSON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale   is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9 13 172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. Towd Point Mortgage Trust 2023 CES1, U.S. Bank Trust Company, National Association as Indenture Trustee as Attorney in Fact for CHRISTINA G GIBSON. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 00000010610962 BARRETT DAFFIN FRAPPIER TURNER & ENGEL, LLP 4004 Belt Line Road, Suite 100 Addison, Texas 75001 Telephone: (972) 341 5398. 11948906