NOTICE OF SALE UNDER POWER
GEORGIA, RICHMOND COUNTY
Under and by virtue of the Power of Sale contained in a Security Deed given by Tiffeny Holmes to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Cardinal Financial Company, Limited Partnership, its successors and assigns dated September 20, 2019, recorded in Deed Book 1697, Page 27, Richmond County, Georgia Records, as last transferred to Federal Home Loan Mortgage Corporation, as Trustee of the Freddie Mac SLST 2025-2 Participation Interest Trust by assignment recorded in Deed Book 1995, Page 1136, Richmond County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of SIXTY-EIGHT THOUSAND NINE HUNDRED FORTY AND 0/100 DOLLARS ($68,940.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Richmond County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in February, 2026, the following described property:
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned.
Federal Home Loan Mortgage Corporation, as Trustee of the Freddie Mac SLST 2025-2 Participation Interest Trust
is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2.
The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Shellpoint Mortgage Servicing, 75 Beattie Place, Suite 300, Greenville, SC 29601, (800) 365-7107.
Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan.
To the best knowledge and belief of the undersigned, the party in possession of the property is Tiffeny Holmes or a tenant or tenants and said property is more commonly known as 2102 Vail Drive, Augusta, GA 30906. Should a conflict arise between the property address and the legal description the legal description will control.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Federal Home Loan Mortgage Corporation, as Trustee of the Freddie Mac SLST 2025-2 Participation Interest Trust
as Attorney in Fact for
Tiffeny Holmes
McCalla Raymer Leibert Pierce, LLP
1544 Old Alabama Rd
Roswell, GA 30076
www.foreclosurehotline.net
EXHIBIT "A"
ALL THAT LOT OR PARCEL OF LAND, together with all buildings and improvements thereon, situate, lying and being in the State of Georgia, County of Richmond, being known and designated as Lot 11, Block R, Section III-B of Pepperidge Subdivision, as shown on a plat recorded in the Office of the Clerk of the Superior Court of Richmond County, Georgia, in Book 153, pages 125-128. Reference is hereby made to said plat for a more complete and accurate description as to metes, bounds and location of said property.
SAID property is conveyed subject to Protective Covenants recorded in Book 140, pages 2522-2527, and in Book 153, page 124; and to any and all applicable easements, restrictions and covenants recorded in said Clerk's Office.
Tax Map and Parcel No.: 132-0-323-00-0
MR / KR February 3, 2026
Our file no. 23-13120GA-FT18
23-13120GA