IN THE CIRCUIT COURT OF THE FOURTEENTH JUDICIAL CIRCUIT, IN AND FOR BAY COUNTY, FLORIDA Case No. 02-2025-CA-000466 Honorable Judge: Elijah Smiley PLANET HOME LENDING, LLC Plaintiff, vs. KEISHA SMITH; GARY LEON SMITH; CHRISANNON M. CHANCE; KEVIN L. POWERS; STATE OF FLORIDA; BAY COUNTY CLERK OF CIRCUIT COURT; COLLEGE STATION COMMUNITY ASSOCIATION, INC; UNKNOWN TENANT OCCUPANT #1, UNKNOWN TENANT OCCUPANT #2; Defendants, CLERK'S NOTICE OF SALE UNDER F.S. CHAPTER 45 NOTICE IS GIVEN that, in accordance with the Final Judgment of Foreclosure dated January 7, 2026 in the above-styled cause, Bill Kinsaul, as the Clerk of the Circuit Court, will sell to the highest and best bidder for cash online at www.bay.realforeclose.com at 11:00 A.M. on March 5, 2026 the following described property: LOT 39, COLLEGE STATION PHASE 2, ACCORDING TO THE MAP OR PLAT THEREOF, AS RECORDED IN PLAT BOOK 27, PAGE(S) 50, 51, and 52, INCLUSIVE, OF THE PUBLIC RECORDS OF BAY COUNTY, FLORIDA. TAX ID # 05948-300-390 COMMONLY KNOWN AS: 3855 Heartwood Street, Panama City, FL 32404. ANY PERSON CLAIMING AN INTEREST IN THE SURPLUS FROM THE SALE, IF ANY, OTHER THAN THE PROPERTY OWNER AS OF THE DATE OF THE LIS PENDENS MUST FILE A CLAIM BEFORE THE CLERK REPORTS THE SURPLUS AS UNCLAIMED. THE COURT, IN ITS DISCRETION, MAY ENLARGE THE TIME OF THE SALE. NOTICE OF THE CHANGED TIME OF SALE SHALL BE PUBLISHED AS PROVIDED HEREIN. Dated this 9th day of January, 2026. Bill Kinsaul, Clerk of the Circuit Court & Comptroller By: /s/ Deputy Clerk January 18, 25 2026 LSAR0438807