MORTGAGE FORECLOSURE NOTICE Notice of foreclosure by advertisement. Notice is given under Section 3212 of the Revised Judicature Act of 1961, 1961 PA 236, MCL 600.3212, that the following mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at a public auction sale to the highest bidder for cash or cashier’s check at the place of holding the circuit court in Cheboygan County, starting promptly at 11:00 A.M., on February 20, 2026. The amount due on the mortgage may be greater on the day of the sale. Placing the highest bid at the sale does not automatically entitle the purchaser to free and clear ownership of the property. A potential purchaser is encouraged to contact the county register of deeds office or a title insurance company, either of which may charge a fee for this information. Attention homeowner: If you are a military service member on active duty, if your period of active duty has concluded less than 90 days ago, or if you have been ordered to active duty, please contact the attorney for the party foreclosing the mortgage at the telephone number stated in this notice. Linda A. Hatt, a single woman and Chad D. Hatt, a married man and Rachel A. Hatt, his wife, (“Mortgagors”), gave a mortgage to Straits Area Federal Credit Union, (“Mortgagee”), dated February 27, 2018, and recorded on March 7, 2018, in Liber 1355, on Page 37, Cheboygan County Records, Michigan. On the date of this notice, there is claimed to be due the principal of Forty Thousand Nine Hundred Eight Dollars and 12/100 Dollars ($40,908.12) plus accrued interest at 5.00% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at the place of holding in the circuit court within Cheboygan County, Michigan @ 11:00 A.M. on Friday, February 20, 2026. Said premises are situated in the Township of Aloha, County of Cheboygan, State of Michigan, and are described as: Commencing 172.89 feet East of the Northwest corner of the Northwest 1/4 of the Northeast 1/4, Section 20, Town 36 North, Range 1 West; thence South 08 degrees 01 minutes 35 seconds East 280.00 feet; thence East 157.11 feet, thence North 08 degrees 01 minutes 35 seconds West 280.00 feet; thence West 157.11 feet to the point of beginning, all being part of the West 1/2 of the West 1/2 of the Northwest 1/4 of the Northeast 1/4, Section 20, Town 36 North, Range 1 West. Commonly: 1530 West Mann Rd., Cheboygan, MI 49721—Tax Id #140-020-200-005-01 The redemption period shall be six months from the date of such sale unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. If the property is sold at a foreclosure sale, under Section 600.3278 of the Michigan Compiled Laws, the Mortgagor will be held responsible to the person who buys the property at the mortgage foreclosure or to the mortgage holder for damaging the property during the redemption period. Dated: January 13, 2026 Straits Area Federal Credit Union, Mortgagee Holzman Law, PLLC By: Charles J. Holzman Attorney for Mortgagee 28366 Franklin Road Southfield, Michigan 48034 (248)352-4340   1581837 (01-13)(02-10) Invoice Date: 02/10/2026